I've been saving up stories of banks (and their attorneys) doing things that make no sense, or doing things that are plain dumb.

For example:

• Wells Fargo arguing with me over getting paid $30 too much in a short sale.
• Opposing counsel requiring an affidavit to cancel a sale on a loan that was paid off in full.
• Deutche Bank cancelling a sale to do a loan modification on a house the client wanted to give up back to the bank.
• Ocwen's representative lying at mediation.

What dumb things have you seen banks do? Please share your stories at Shawn@YesnerLaw.com or www.YesnerLaw.com. 

Also remember to visit our sponsor, Elliott Wealth Management Services for your free 15-minute life insurance checkup at www.ElliottWealth.com.

We have Chris Calandra from Elliott Wealth Management Services back on the show to talk about the benefits of life insurance. 

Chris and Elliott Wealth are now sponsors of The Crushing Debt Podcast, and you can support them by going to the website - www.ElliottWealth.com to request your free 15-minute life insurance checkup. A service offered only to listeners of the Crushing Debt Podcast.

In this week's episode, we talk about the benefits of Term Life Insurance, including to protect your family and your business from a financial loss. Insurance can also be used to give to your favorite charity or cause.

Insurance is strange in that it is one product that no one likes to buy or use, but when it is needed you're glad you have it.

Elliott Wealth Management Services is a comprehensive financial planning firm and an independent adviser (meaning they are not bound to provide you with any particular company's product and can choose from many different options).

You can listen to Chris's last interview on the show at Episode 157.

Again, for listeners of The Crushing Debt Podcast, go to www.ElliottWealth.com to request your free 15-minute life insurance check up.  If you have questions for me, please email Shawn@YesnerLaw.com or visit www.yesnerlaw.com. 

In this week's Crushing Debt Podcast episode, we have a returning guest, Paul Moore of Wellings Capital.

Paul was a guest on Episode 78 talking about reducing tax liability using multifamily investing, and promoting his book "The Perfect Investment."

In this week's episode, Paul is back to talk about:

1. Two new private equity funds Paul has launched for real estate investors, an income fund and a growth fund. Paul has used a value formula for commercial real estate investing and discovered that he can separate the funds into mostly self-storage facilities, mobile home parks and multifamily investing.

2. How he went from $1.7 million in the bank, to $2.5 million in debt, to debt free in 2008 / 2009 by giving his way out of debt.

You can visit Paul's website at www.WellingsCapital.com, or email Paul at Paul@WellingsCapital.com. 

If you want to contact me, please visit www.YesnerLaw.com, or Shawn@YesnerLaw.com. 

In this week's episode of The Crushing Debt Podcast, I talk about a Federal law that went away, came back in the form of a Florida law, and now is back as a Federal Law - The Protecting Tenants in Foreclosure Act.

The federal version of the law allowed a tenant to remain in his lease if the house was taken in foreclosure, except under certain circumstances. The Florida version of the law required a 30-day notice by the creditor (less tenant friendly than the federal version). The new federal version brings back some of those more tenant-friendly provisions, with a few changes.

If you buy foreclosure properties and have questions about the law, please contact me at Shawn@YesnerLaw.com or www.YesnerLaw.com.