Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
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Jan 21, 2021

When would you send someone flowers? A birth? A death? Graduation? Promotion? Medical recovery? Just moved in? Employee benefit?

What if, instead of flowers, you could send a meal made with fresh ingredients by a gourmet chef?

My interview this week is with Micah Serwitz, owner of Instead of Flowers, a gourmet food delivery service.  I've used Instead of Flowers to send meal gifts to someone recovering from a heart attack, to a family displaced from their home after a fire, and I've heard of them being used for all the reasons above, and more!

Micah and I discuss: (1) how and when people can use Instead of Flowers, (2) why they are different than a standard meal delivery service, and (3) how the pandemic has impacted their business.

You can order from or for anywhere in the United States at their website: If you don't know what your recipient would like to eat, you can order a gift card as well and they can choose!

Please also refer an attorney or title company to our sponsor, Sam Cohen at Attorneys First Insurance - or

While they're eating a delicious meal, your recipient can also read my book to become debt free -

Jan 14, 2021

Do you dream of taking your business to the next level, but don't know where to start?

Do you want to work on the things that light you up versus the things that drag you down?

Learn how to maintain a positive attitude even in the face of adversity!

Do you feel stuck in a hole or stuck in a rut and want to get out?

Have you created complimentary businesses to provide additional revenue to you and your company?

I am beyond excited to bring one of my heroes, one of my mentors onto this week's episode of the Crushing Debt Podcast - Dr. Ivan Misner, Founder and Chief Visionary Officer of BNI, the world's largest business networking organization.

You'll want to have a pen and paper with this episode, as Dr. Misner answers the above questions and the interview is FILLED with knowledge you can use to widen your network and generate more business.

You can follow Ivan on Social Media.  You can check out BNI at (or the Tampa Region at, or follow his blog at

Please also refer (in the spirit of giving) attorneys and title agents you know to our sponsor Sam Cohen. or

Please also check out my free book on how to become debt free:

Jan 7, 2021

What books have been the most influential to you? Who are your favorite authors?

For as long as I can remember, I have read - books, magazines, articles, whatever I can get my hands on. I enjoy reading and believe that the most educated becomes the most successful.

In 2020, I made a goal to read 50 books. I accomplished that goal on December 15, 2020, and read two more books, bringing my total to 52 books for the year (averaging one book per week).

As I've done the last few years, I wanted to highlight some of the books I read, and the lessons learned. All fifty-two book had an impact on me, but these are the ones that stood out.

Thanks again to our friend and sponsor, Sam Cohen with Attorneys First Insurance, who you can reach at, or

The below list are the books I discuss on the show.  Some of the links are affiliate links, so if you click on the link and buy a book, I might earn a small fee:

I'm looking for more books to read in 2021.  What are your suggestions? 

Dec 31, 2020

As 2020 comes to a close, most people will set resolutions for 2021. I think setting resolutions is wrong.  I think people should set goals. Resolutions are rarely kept. Goals are accomplished.

  • How do you set goals?
  • What are SMART goals?
  • Should goals be framed in the positive or to avoid the negative?
  • What will you do to accomplish your goals in 2021?

I've used these same systems for years to set and achieve my goals, like:

  • Reading 52 books in one year
  • Lauching
  • Writing and publishing Become Debt Free in Less than One Hour
  • Creating a Become Debt Free Community on Facebook, and
  • Losing over 50 lbs to get into better shape.

Let me know what some of your goals are for 2021, and how I can help you accomplish those goals!

One of my goals is to better support our sponsor, Sam Cohen at or


Dec 24, 2020

This week's guest on the Crushing Debt Podcast is very special. We needed to record a few days ago because he's preparing for a flight later today. My guest knows if you've been naughty or nice!

I was introduced to this week's guest through my friend, Joe Cairns, who practices family law and helped my guest with his marital problems years ago.  Although he's a divorce attorney, Joe helped my guest salvage his marriage and we talk about those issues - as well as other debt-related issues that come up in divorce.

You can contact Joe at or

If you haven't guessed by now, my guest on this week's episode is Santa Claus!

Santa is good friends with our sponsor, Sam Cohen at Attorneys First Insurance. I'm sure Sam can tell you stories about Santa too, if you contact Sam at Sam@AttorneysFirst or

And, if you ask nicely, Santa can tell you where to get copies of my books, Crushing Debt, and Become Debt Free, as stocking stuffers (instead of coal).

Thank you Joe for the information for this week's episode, although the interview of Santa is parody.

Merry Christmas and Happy Holidays to all who celebrate from The Crushing Debt Podcast!

Dec 17, 2020

Imagine you've bought a home, likely the largest investment you'll ever make in your lifetime. The house is perfect: enough bedrooms for your kids to have their own space, great kitchen, master bedroom with walk-in closets, a yard outside with space to set up your grill and entertain, etc. You move in and things are great, for a few months. 

Then you notice things start to go wrong. Something doesn't work quite right. Something is off.

Then a major component goes bad: the electrical system, the plumbing, the roof, the air conditioning unit, or something else.

Why didn't the seller disclose to you that something was wrong? Now, its going to be thousands of dollars to fix - thousands of dollars that you don't have because you just closed on the house?

What do you do?

Put the shoe on the other foot ... you love your house, but its time to sell and upsize or downsize.  Yes, the house has its quirks, but everything works fine.  You sign a contract with the buyer, they do their inspections, then you close.  You are sad to move, but excited about your new house and happy that the buyers love the house and will take care of it from here on out.

Months later, you get a nasty letter from an attorney, or a call from your Realtor - the buyers are going to sue unless you pay thousands of dollars because you did not disclose some issue with the electrical system, the plumbing, the roof, the air conditioning unit, or something else.

But, you argue, the Buyer did their inspections and you didn't know about the issue that may now form the basis of the lawsuit against you.

What do you do?

In this week's episode of The Crushing Debt Podcast, I discuss the seller's responsibility to disclose and how that is based on the Florida Supreme Court case of Johnson v. Davis, 480 So.2d 625 (1985).

  • Did the seller know of the issue?
  • Does it materially affect the value of the property?
  • Is it readily observable?
  • Is it unknown to the buyer?

If all these facts are present, then the Seller must disclose the issue to the Buyer. Of course, if all these issues are present, there's one more factor - is the Buyer collectible?

Please remember to refer our sponsor, Sam Cohen, to an attorney or title company you know so he can provide a quote on malpractice insurance. or

Remember, my second book, Become Debt Free in Less Than One Hour, is still free at


Dec 10, 2020

It seems like lenders grant or deny loan modifications at random, but there is a set of criteria that they follow, that until now has been a bit of mystery.

Our guest on this week’s Crushing Debt Podcast, Sue Reynolds, a Realtor with Archer Realty, created a worksheet using the bank’s formulas to support when clients should qualify for a loan modification.

Sue created the Homeowner Expense Analysis Worksheet to use as a supporting document in applications for loan modifications and short sales. The Expense Worksheet is a budget worksheet that helps predict when a modification should be denied or approved. Sue has allowed me to share the worksheet with you!

Go to to get your free copy. You can also contact Sue at, or contact me at to learn how to use the worksheet and what to avoid when using the worksheet.

In today’s episode, you’ll also learn what loss mitigation is and what they do.

Please remember to visit our sponsor, Sam Cohen at or

Dec 3, 2020

Do you know the five factors that make up your credit score?

Do you know what drops your score or how to improve your score?

This week's guest on The Crushing Debt Podcast is Kristi Nowrouzi. "Credit Kristi" has been a mortgage loan officer for more than ten years and was a short sale negotiator at my previous law firm for four years. Kristi is a credit specialist and has seen thousands of credit reports and helped hundreds of families obtain their dream of home ownership. Kristi's passion is to teach and guide about the foundations of credit, which is vitally important to have and to protect.

Kristi and I discuss:

  • Myths about credit
  • Why credit is so important
  • How to improve your credit score
  • How to re-establish credit after a bankruptcy
  • And more!

You can contact Kristi at and subscribe to her podcast Credit Coaching by Kristi.

Please introduce our sponsor to attorneys and title companies you know - and

If one of your 2021 goals is to become debt free, please visit

Nov 26, 2020

This has been an unprecedented year, filled with highs and lows. 

The year will, unfortunately, be defined by a global pandemic that has taken countless lives and affected each and every one of us.

But today, on Thanksgiving, we want you to take a step back, take a break, and consider all you have to be thankful for. While we've all suffered hardship and loss this year, the purpose of The Crushing Debt Podcast is to provide a sense that "everything will be okay."

As with previous years, today I look back since last November on all that I have to be thankful for. What do you have to be thankful for this year? 

In addition to everything else, we are very thankful for our sponsor Sam Cohen at Attorneys First Insurance -,

Nov 19, 2020

What do you do best?

If you own investment property and your answer is anything other than "property management" then this episode of the Crushing Debt Podcast is for you.

In today's episode, I interview Mark Sorokurs of Central Pinellas Realty and Collman Properties. I've known Mark about five years and he's been in real estate for about eight years now after "retiring" from IT in 2012.

Mark and I discuss:

  • What is property management?
  • Why would someone need or want to hire a property manager?
  • How do property managers save their clients money?
  • How property managers can help find and screen tenants?
  • The impact of COVID on finding (and removing) tenants?
  • What happens when things go wrong with a tenant?
  • What happens when the tenant owes more at move-out than the amount of the security deposit?
  • Craziest property management story, and more!

You can reach Mark at,, and

You can pick up a FREE digital copy of my latest book at 

Remember to refer our sponsor to an attorney or title company you know - or

Nov 12, 2020

Imagine coming home from work and having to tell your spouse that he/she HAS to go back to work to make ends meet.

Unfortunately, that's where I found myself a few years ago.

In 2008, I left the first firm I first founded to start Yesner Law, from scratch, again. This time, however, I had an established network and knew a little about how to generate referrals.

Still, I needed to find a way to have more money at the end of the month, rather than more month at the end of the money. One of the ways I did that was to start this podcast, write my first book - Crushing Debt: 9 Strategies to Eliminate Financial Bullies - and then my second book - Become Debt Free in Less Than One Hour.

Come on!  Can you really become debt free in less than one hour? No - but the strategies in my new book can be implemented in less than one hour and, over time, can create the income you need to pay off your debt!

Strategies like:

  • Getting Educated about your Credit Score;
  • Creating a Budget
  • Getting Good Habits about Money
  • Decreasing Your Taxes
  • Starting a Side Hustle
  • Selling Products
  • Reducing Expenses
  • Negotiating with Creditors

You can get your FREE copy of my newest book at

Please also remember our sponsor, Sam Cohen at Attorneys First Insurance, or

Nov 5, 2020

Florida had a moratorium on evictions and foreclosures. That moratorium ended with some controversy, but ultimately was not renewed because the Federal Government also has a moratorium in place; evictions potentially halted by the CDC and foreclosures of federally-backed mortgages halted by the CARES Act.

At some point, tenants will have to pay rent again, and homeowners will have to pay mortgage payments again. None of the moratoriums, state or federal eliminate the obligation to pay.

When that day comes, will the tenants / borrowers be able to pay?

In this week's episode of The Crushing Debt Podcast, I interview Brenda Kennedy, a licensed real estate and short sale specialist with over 14 years' experience. Brenda is a Tampa native, offering a wealth of knowledge and experience working with sellers. In fact, Brenda modified her own loan with Bank of America in the last market crash!

Brenda and I discuss:

  • Association foreclosures
  • Forbearances
  • Foreclosures
  • Both state and federal moratoriums
  • Subordinate (second) mortgages
  • Relocation incentives
  • Brenda's craziest short sale story
  • and more!

You can reach Brenda at Brenda@KennedyHomeSales or 813-732-9593.

Please also refer our sponsor to an attorney or title company that you know - or

If your goal in 2021 is to become debt free, start with my newest book, Become Debt Free in Less Than One Hour, which you can pick up at! 

Oct 29, 2020

Have you engaged your Information Network?

How do you create a Support Network?

Do you feel like your business is struggling as a result of the pandemic? Could you use some outside opinions to help kick-start your revenue?

What would your business look like if you could: (1) make your business #1 in your industry, (2) have fun with your peers and mentors, (3) create lasting relationships to help you solve your most burning questions, and (4) create systems to catapult your business to new levels of income?

In this week’s episode, I interview Tiffanie Kellog and Tom Fleming of Asentiv, as we discuss Asentiv Mastermind Communities.

Both are repeat guests on the show.

For the last 15 years, Tiffanie has been helping people save time, make money, while having fun. She is the author of three books, she’s nerdy, and she loves craft beer and socks!

Tom has been coaching individual business owners and groups for more than 20 years. He has literally facilitated thousands if not tens of thousands of meetings. Tom is an expert at asking the right questions that allow people to reach their own conclusions on a path to self-discovery for he believes “For your business to grow, you must grow.”

In today’s episode, Tom, Tiffanie and I talk about:

  • What is Asentiv
  • How did this idea of a Mastermind Community start
  • What is the Goal of the Mastermind Community
  • What are the different types of Masterminds offered
  • People, Programs and Progress
  • Some breakthrough results already created by Asentiv Masterminds
  • The timing, and investment of the Mastermind Community, and
  • Other perks of being a part of the Community.

For more information, and to register for an upcoming Mastermind, please visit

Of course, also refer our sponsor, Sam Cohen at Attorneys First to an attorney or title company that you know - or

Remember, you can get a FREE copy of my latest book, Become Debt Free in Less Than One Hour at

Oct 22, 2020

When negotiating, do you make the first move, or wait for your counterpart to offer first?

When selling, do you ask the prospect how you can help, or let them window shop?

Every six (6) months, my community association has a garage sale. Since garage sales are low-intensity sales negotiations (for most) I use the time to practice a sales or negotiation skill. If I miss, I'm out a few bucks, or I don't make a sale of a few bucks, max.

You can hear previous "garage sale" episodes like:

  • 68 - Negotiation
  • 86 - Presentation
  • 118 - Patience
  • 168 - Preparation

What is your "Approach" when selling or negotiating? That's the subject of this week's episode.

Please remember to visit our sponsor, Sam Cohen at Attorneys First Insurance - or

If you enjoy this content, please share on social media, and if you want tips to increase your revenue and decrease your expenses, all to eliminate debt, please visit 

Oct 15, 2020

Do you know how to buy property for a fraction of its value?

This isn't some late-night infomercial scam - this week's guest on the Crushing Debt Podcast is Melanie Finnegan of Tax Lien Wealth Solutions, who helps her clients buy tax deed properties.

Tax Deed investing is a great strategy because:

  • You get reimbursed your investment plus some rate of interest, or
  • You get property at a fraction of its value, and
  • Tax Deeds are (check the laws in your state) superior to all other liens including mortgages, judgments, and association liens.

Melanie started her career in tax liens in 2008, perfected her strategies in 2013, and started Tax Lien Wealth Solutions in 2017 with the purpose of adding value, building relationships, and teaching her clients how to put their money into this investment vehicle as a winning strategy.

Melanie is the first female to become a certified tax lien professional by the National Tax Association.

You can visit Melanie's website at or watch their introduction to tax lien video at

Please remember to visit our sponsor, Sam Cohen at or

You can find other strategies to increase income and decrease expenses in my newest book, Become Debt Free in Less Than One Hour, at

Oct 8, 2020

Is there a tidal wave of evictions and foreclosures coming in Florida?

Recently, Florida's Governor DeSantis refused to extend an Executive Order that put a freeze on foreclosures and evictions in Florida, where the payment default was due to a loss of income caused by COVID.

What can someone do who is in fear of being able to pay their bills due to a loss of income caused by COVID?

This week's guest on the Crushing Debt Podcast is attorney Bryant Dunivan of Owen Dunivan. Bryant focuses his practice primarily in the fields of Debtor’s Rights including Foreclosure Defense, Bankruptcy, Fair Debt Collection violations, Fair Credit Reporting violations, and Credit Card/Debt Negotiations. 

Bryant and I talk about the various federal laws that exist that provide protection for borrowers, homeowners, tenants and landlords due to the Coronavirus including: 

  • Real Estate Settlement Procedures Act (RESPA)
  • Truth In Lending ACT (TIL or TILA)
  • CARES Act
  • CDC Orders & Guidelines

For someone afraid of losing their home or being evicted, please reach out to Bryant or to me to understand your rights during this pandemic.

Bryant can be reached at or

Please also visit our sponsor if you are an attorney or title company who wants a competitive quote on malpractice insurance. or

Finally, to find 30+ ideas on how to increase income, decrease expenses, and become debt free, please go to to get a FREE copy of my newest book - Become Debt Free in Less Than One Hour!

Oct 1, 2020

What type of student loan do you have? Federal? Subsidized? Unsubsidized? Private?

What repayment options are there? Consolidation? PSLF? IDR? Settlement?

Can a bankruptcy discharge student loans and what are the options available in bankruptcy court?

This week's guest on the Crushing Debt Podcast is Joshua Cohen, the Student Loan Lawyer. Joshua's practice is focused solely on Student Loan resolutions. Today marks the release of his book, The Student Loan Lawyers' Guide to Understanding Student Loans in Plain English.

You can pick up a copy of Joshua's book on Amazon, or at

Joshua and I discuss:

  • The beta program here in Tampa Bankruptcy Court to resolve student loans in bankruptcy court;
  • What is a PSLF (Public Service Loan Forgiveness) Loan;
  • What is an IDR (Income Driven Repayment);
  • How student loan repayments have been impacted by COVID and the CARES Act;
  • In-roads into bankruptcy dischargeability brought about by some recent case law; and
  • Student loan servicer sanction cases.

Finally, if you want to know what type of student loan you have, which often drives your available workout options, we have a website for you (but you have to listen to the episode to get it).

Please remember to visit our sponsor, Sam Cohen, if you are an attorney or title company that wants a competitive, realistic, apples-to-apples quote on malpractice insurance - or

Some of these strategies discussed in this episode are also available in my new book, Become Debt Free in Less than One Hour, which is available at 

Sep 24, 2020

Does your social media generate massive engagement and sales on demand?

Do you have access to any social media influencer with a simple call, text or email?

Can you create your own celebrity?

Or do only your friends and family engage on your social media? 

Today's guest on the Crushing Debt Podcast is best-selling author, speaker, consultant, tech expert, advisor, CEO, entrepreneur and master connector, Ken Walls.

Ken uses live streaming and social media to develop build and grow:

Ken Live Streams every day and has used that to grow his businesses, make connections, and become a celebrity! You'll hear in today's episode how Ken used Social Media to become friends with and a vendor for Grant Cardone!

You can register for Stream Yard using Ken's affiliate link - 

Please refer an attorney or title agent you know to our sponsor, Sam Cohen at Attorneys First Insurance - or

If you want to become debt free in less than one hour, please visit

Sep 17, 2020

Do you feel like you have so much debt, you'll never dig yourself out?

You can control the amount of money you make simply by adjusting your mindset around money!

This week's guest on the Crushing Debt Podcast is Jacquelynn Peterson, a 20-year corporate veteran turned Joy and Purpose Advocate. Jacquelynn is an entrepreneur, speaker, visionary, and founder of Joyful Living Mindset.

You can reach Jacquelynn at:

Jacquelynn and I discuss:

  • The art of surrendering in order to achieve debt-free living
  • Money Mindset
  • Money as a circulation of energy
  • Creative purpose of money
  • Clarity to improve your money situation
  • Strategies to invite money to flow into your life
  • Aligning your life with your vision
  • The money catch-22 cycle
  • Practicing self-care
  • How Jacquelynn climbed out of over $150,000 of debt!

Please remember to visit our sponsor at, or

For more information about how to become debt free, please visit 

Sep 10, 2020

You can build the business and the life you want!

For two years, Steve Larsen was the Lead Funnel Builder at ClickFunnels for Russell Brunson, and put over 500 sales funnels under his belt, eventually earning a "Two Comma Club" award (a funnel that made over $1,000,000).

I recently launched my funnel, after taking the One Funnel Away Challenge (this is my affiliate link) with Steve as one of our coaches. Thanks to all of you who supported the funnel, we're helping people to get out of debt and I've hit the "One Comma Club" (over $1,000 generated from the funnel).

In today's episode, I interview Steve and his energy is infectious!

How did he feel using funnels to "bootstrap" his way to the event that introduced him to Russell?

What is it like to get that first subscriber, first sale? What about the 1,000th?

Learn the tips that Steve uses to discover his strengths and how he determines the next funnel or project.

You can find Steve at, and listen to his new Launch For Profit Podcast.

Finally, what would you do if you knew that you could not work after the next 90 days and you had to make one final offer to sustain your business moving forward? That is Steve's Your Final Offer course, which you can find at 

Sep 3, 2020

Have you lost your job because of COVID?

Worried about Student Loan Collections?

Or are you able to super-charge payment of your student loan debt?

On this week's episode of The Crushing Debt Podcast, we have a returning guest, Christie Arkovich to talk about the different options available to address your student loans during COVID, like:

  • Pay down your student loans while they incur NO INTEREST;
  • Ask for a Total Permanent Disability forgiveness; or
  • Discharge Private Student Loan Debt.

You can contact Christie at or

Remember, Become Debt Free has launched. Get your FREE copy of my second book at !!

Aug 27, 2020

Debt settlement companies advertise that they can eliminate your debt for a fraction of what you owe, so should you hire one?

Certainly there are great debt settlement companies out there, and we get great referrals from them. Most debt settlement companies, however, can be a scam.

In this week’s episode of the Crushing Debt Podcast, I answer the following questions:

  • What percentage should you expect to pay to settle your credit card debt?
  • Is it better to settle your debt or pay it in full?
  • Should you negotiate with your creditors yourself, or use a professional?
  • What are the best tactics to use for specific credit cards?
  • How does debt settlement affect your credit score?

Please visit our sponsor, Sam Cohen, of Attorneys First Insurance at

Please also visit our new website to subscribe to the show - 

Aug 20, 2020

A short episode this week, but I also posted a "Trailer" Episode for the podcast yesterday, so you get two shorter releases this week. At the same time, I only want to create great content for you regardless of length!

This week's episode is part of a project that I worked on for the One Funnel Away challenge - The Origin Story for Yesner Law. I've told parts of this story within the podcast and on other podcasts, but never as raw as you're going to hear it this week.

My hope is that you take away some do's and don'ts, and gain a little insight into how and why I started the law firm.

Speaking of the One Funnel Away Challenge, start to look for other products I created to help people Become Debt Free - those should be rolling out in the coming weeks.

For those that subscribe already, thank you!

For those who are listening to this episode on the internet, I built a link for you to easily subscribe to the show on your favorite podcast player at

If you want to support the show, please share that "subscribe" link with one other person, either by email or on social media.

Aug 19, 2020

The Crushing Debt Podcast was created to help you eliminate the financial bullies in your life.

A "financial bully" is a collection company or creditor who threatens a lawsuit, garnishment, or makes repeated phone calls to try to collect a debt. It is a company with a "customer service" representative who only reads from a prepared script rather than trying to understand your financial hardships. A "financial bully" is a company that doesn't care about your current financial situation and only wants the money you allegedly owe.

The Crushing Debt Podcast provides practical answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics. I interview industry professionals and experts, as well as provide practical information you can use without all the "legalese."

The goal of the show is simple - I hope that you have more money at the end of the month, rather than more month at the end of the money.

Aug 13, 2020

After reading Profit First, my mindset around money, cash flow and profit changed forever!

On this week's episode of The Crushing Debt Podcast, I interview Mike Michalowicz (mi-KAL-o-wits),  the author of Profit First, Clockwork, Surge, The Pumpkin Plan, and his newest release Fix This Next. By his 35th birthday, Mike had founded and sold two companies - one to private equity and another to a Fortune 500. Today he is running his third multi-million dollar venture, Profit First Professionals.

Mike is a former small business columnist for The Wall Street Journal and the former business makeover specialist on MSNBC. Over the years, Mike has traveled the globe speaking with thousands of entrepreneurs, and is here today to share the best of what he has learned.

 Mike and I discuss:

  • The impact of COVID-19 on the Profit First System,
  • How PPP and EIDL Loans impact the Profit First System,
  • The importance of having multiple bank accounts,
  • His best success story of someone who used Profit First to avoid bankruptcy, and
  • Fix This Next

Please visit our sponsor, Sam Cohen of Attorneys First Insurance for any questions regarding E&O Professional Liability Insurance for attorneys and title companies - or

If you enjoyed this interview, please use the links above to view and buy Mike's books. 

You can contact me at or

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