Student loan debt is becoming unduly burdensome. Student loan debt is quickly becoming the biggest area of debt for borrowers who are having trouble making their monthly obligations.
Christie and her firm can help people eliminate or negotiate student loan debt that was taken out by a parent or co-borrower for the student, or for schools that have closed. In addition, outside of bankruptcy court, there are other options to help students eliminate, reduce or negotiate their student loans. Of course, if the borrower can prove "undue hardship" those cases may be dischargeable in bankruptcy court, but that is a high standard and rare.
As you will hear there are many other avenues available to help people negotiate or eliminate their student loan debts, under various federal programs.
We appreciate Christie being on the podcast. We have referred her clients who have been very happy with her services.
Christie offers free consultations and phone consultations. To reach her, please call 813-258-2808 or www.ChristieArkovich.com, www.TampaBankruptcyLawyer.com. Check out her student loan survival package on her website!
In Episode 49 of the Podcast, I discuss the case Bartram v. US Bank National Association, which was decided by the Florida Supreme Court in November 2016.
Bartram is a significant decision in Florida because the FL Supreme Court holds that the bank can file a second foreclosure case, after dismissing its first foreclosure case, even if the date that the borrowers stopped making payments is beyond Florida's five-year statute of limitations.
For whatever reason, some banks decide to dismiss foreclosure cases when those cases have a technical deficiency (ownership of the promissory note for example). If it took the bank too long to fix that issue, so that the date of default became more than five years old, some courts in Florida held that the bank could not foreclose again (because the default date was more than 5 years old). Bartram reversed that line of thinking and, because it was decided by the Supreme Court of the State of Florida, that is now the "law of the land" in Florida.
The Court did say that any payments that were past due more than 5 years are uncollectible as being beyond the 5-year statute of limitations, but the foreclosure itself could proceed as long as the bank alleged a default date that was within the five years - meaning the bank would simply waive any late payments that are more than five years past due and continue their foreclosure. Already we've seen a slight increase in foreclosure filed under these circumstances.
Also note we are changing the name and branding of the Podcast to Crushing Debt. You'll hear the name change in Episodes 53 and beyond. We've updated the logo with this episode and would appreciate any feedback!
In this Episode of the podcast, we have our friend Tiffanie Kellog back for an interview. Tiffanie has a new book out, Knock the Socks off your Audience, to go along with her first book 4 1/2 Networking Mistakes and its accompanying workbook, Networking for Results.
In this episode of the podcast, Tiffanie turns the tables and interviews me on what makes a good referral for Yesner Law, using some of the techniques she writes about in her books.
You can find and order Tiffanie's books on Amazon.
Please leave a review or comment if you enjoy the content.
In this week's episode of the Podcast, we again interview our friend Loren Pincus. In addition to being a personal injury and criminal law attorney, Loren is also a sports agent for Minor League Baseball.
Loren has a few clients who may get called up to the big leagues, moving Loren to the big leagues as an agent himself. While Loren is a fantastic attorney, you can hear in his voice that being a baseball agent is his true passion.
This was one of my most interesting interviews and one I enjoyed the most. Loren talks about what it takes to be a sports agent, particularly in Minor and Major League Baseball.
You can learn more about Loren at www.GreenLineSportsManagement.com, or follow him on twitter @Greenlinesm.