CBS News Headline: "With Evictions Set to Restart, Housing Advocates Fear Another Coronovirus Wave."
Los Angeles Daily News: "Why Unprecedented Spike in Evictions is Expected as Federal Moratorium Expires."
Miami Herald: "Avalanche: Miami Renters Brace for Mass Evictions as Moratorium Ends."
The last time the CDC extended the eviction moratorium through July 31, 2021, it was intended to be the final extension. So will the moratorium end? Seems like it.
What are your rights as a landlord? As a tenant?
Along with the moratorium on evictions, there is also a moratorium on foreclosures that is also set to expire on July 31, 2021. Is your loan covered by the moratorium? If so, what does that mean for you? How can you save your home if COVID has prevented you from working and making mortgage payments?
We discuss all of these, and related questions in today's episode of the Crushing Debt Podcast. Learn how you can protect yourself, your family and your investment.
Finally, learn how to stay debt free with my latest book, Become Debt Free In Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree.
How did you get started in business?
Do you enjoy what you do? What do you enjoy most?
How do you support your local small business community?
Today's guest on the Crushing Debt Podcast is Realtor Donnie Hathaway of Berkshire Hathaway. Donnie is a Florida native, born an raised in Pinellas County, Florida, who began his real estate career in 2016.
While Donnie and I do discuss the local real estate market, Donnie supports the local businesses in the community with his podcast, Palm Harbor Local, where he interviews local business owners about what they do and why they do it. You can find his podcast wherever you listen to podcasts, including Apple, Spotify, etc. You can also find his show at www.PalmHarborLocal.com.
You can also connect with Donnie on Instagram - @PalmHarborLocal or @Donnie.Hathaway.
Also, please support our sponsor, Sam Cohen of Attorneys First Insurance, by referring him an attorney or title company you know that is in need of a malpractice quote. You can reach Sam at Sam@AttorneysFirst.com or www.AttorneysFirst.com.
Lastly, free copies of my second book, Become Debt Free in Less Than One Hour are available at www.ShawnMYesner.com/BecomeDebtFree.
Do you know how to invest to pay down student debt while planning for the future?
What is the likelihood of federal payments resuming in October 2021? What do you need to know and how can you prepare for either outcome?
How can you figure out your best path forward? To determine if you should refinance or if you should work toward forgiveness programs such as a PSLF (Public Student Loan Forgiveness)?
In this week's episode of The Crushing Debt Podcast, we interview Rob Bertman of Student Loan Planner. You can find them at www.StudentLoanPlanner.com, you can listen to their podcast (The Student Loan Planner) at www.StudentLoanPlanner.com/category/podcast, as well as find them on Facebook and YouTube.
Rob and I talk about the Student Loan System, how to prepare your personal finances and prioritize investments, the CARES Act, Moratoriums, Congressional Action and some breaking news about FedLoan.
For more information about becoming debt free, please order a free copy of my book Become Debt Free In Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree.
What should the tenant do when the landlord dies during the term of the lease? What if the lease is month-to-month and there is no term? Can the landlord's heirs evict the tenant to sell the house and cash in on their inheritance?
You can find the related blog post here: My Landlord Died, Is My Lease Still Valid? | Florida Landlord Tenant Law (yesnerlaw.com)
We have a few listener-related landlord/tenant questions on this week's episode of the Crushing Debt Podcast. Thank you for sending these to us and keep them coming!
We also discuss the CDC Eviction Moratorium - when does it expire / will it ever expire? You can hear more about the moratorium(s) in Episodes 261, 255 and 239.
Did you know about the Protecting Tenants At Foreclosure Act? What happens if your landlord is foreclosed mid-term? Whether you're allowed to stay through the end of the lease term depends on who buys the home.
There was a Federal version of the Act which has been mirrored under Florida Law (and become effective upon the expiration of the Federal Act). You can find Florida's version of the Act here: Statutes & Constitution :View Statutes : Online Sunshine (state.fl.us)
We also give a brief Hurricane Elsa update (spoiler: we're fine).
If you want to support the show, a great way to do that is to introduce an attorney or title company you know to our sponsor Sam Cohen at Attorneys First Insurance. You can make the introduction at Sam@AttorneysFirst.com or www.AttorneysFirst.com.
Another great way to support the show is to order my second book (it's a free download) at www.ShawnMYesner.com/BecomeDebtFree
Being on the Freddie Mac Exclusionary List is a bad thing. It means you are unable to participate in any real estate transaction where Freddie Mac is a party.
Mostly, this impacts Realtors, Mortgage Originators, Title Companies and Title Attorneys, inspectors and appraisers.
However, we've seen this impact real estate investors and other people simply trying to buy a house using Freddie Mac financing.
In today's episode, I talk about five (5) myths people have around the Freddie Mac List, including:
Learn why these are all myths. You can read the corresponding blog here: Top 5 Myths About The Freddie Mac Exclusionary List (yesnerlaw.com)
You can also hear more information about the Freddie Mac Exclusionary List in Episodes 32, 83, 132, 134, 179 and 262 of the Podcast.