What do you have to be thankful for this Thanksgiving 2021?

The Yesner family has had its share of doctors and hospitals this year and thankfully, everyone is okay!

The goal of my podcast is to help people with the general message that "everything is going to be okay." Today I want to try to help with a message that is more health-related.  We're all human and we all have health issues from time to time.

Today's episode of The Crushing Debt Podcast is a slight deviation from my normal topics - it is not necessarily a legal episode.  Instead, I decided to chronicle my recent diagnosis and treatment of my Type 2 Diabetes.

A few of the links mentioned in today's episode:

Episode 17 - Running & Networking.: https://traffic.libsyn.com/secure/yesnerlawpodcast/260241161-yesner_law_podcast-episode-17-running-and-networking.mp3

The Diabetes Code: The Diabetes Code: Prevent and Reverse Type 2 Diabetes Naturally (The Wellness Code Book Two) (The Code Series, 2): Fung, Dr. Jason, Teicholz, Nina: 9781771642651: Amazon.com: Books

I hope you take away two things from today's episode: (1) everything (including me) is going to be okay, and (2) we can all help and support each other.

Happy Thanksgiving!

I'm also thankful for our sponsor, Sam Cohen of Attorneys First Insurance and would be appreciative if you could introduce him to an attorney or title company you know in Florida or Texas that needs malpractice insurance.  Sam@AttorneysFirst.com or www.AttorneysFirst.com. 

You can email me directly at Shawn@Yesnerlaw.com or www.YesnerLaw.com. 

One question we received this week from a client: "I'm buying a house from my parents, should I get title insurance?"

The Florida Department of Financial Services licenses and oversees Title Insurance in the State of Florida.  They put out a great guide to title insurance that we review in today's episode of The Crushing Debt Podcast.

The link to download the guide is:

https://www.myfloridacfo.com/division/consumers/understandingcoverage/guides/documents/TitleInsurance.pdf

The guide is a short read, about eight pages long and covers the basics: the closing, the closing agent, title insurance, how to select a title agent, tips, common terms and definitions and frequently asked questions.

One other link mentioned in the guide and in the episode is a link to verify the licensure of a particular title company or title agent, which you can find at: https://licenseesearch.fldfs.com. 

Our sponsor, Sam Cohen of Attorneys First Insurance provides malpractice coverage to title companies (and attorneys) all over the Country. He would love an introduction to the title company you used for your last closing.  You can make that introduction at Sam@AttorneysFirst.com or www.AttorneysFirst.com. 

For more information, previous podcast episodes, blogs, and other useful tips, please visit the Yesner Law website at www.YesnerLaw.com. 

We've talked before on the Crushing Debt podcast about student loans and how to eliminate the high cost of paying for an education. One of the best ways is if the student loan qualifies for discharge under the PSLF program (Public Service Loan Forgiveness).

This week's guest on the show is Jason DiLorenzo, founder and CEO of www.PSLFJobs.com. The website helps provide information to student loan borrowers and employers, and helps match employees to employers to help facilitate forgiveness of the student loan under the PSLF program.

Listen to the end of the episode to hear a special offer from Jason and PSLFJobs.com!

PSLFJobs.com also has a salary calculator, PSLF diagnostic, and other information designed to assist both employees and employers under the PSLF program. If you have direct questions, you can email Help@PSLFJobs.com. 

Jason and I have a great discussion about:

• What loans qualify for PSLF;
• The Department of Education making older FFEL loans qualify under the PSLF Program;
• The number of student loan borrowers who might be impacted under the PSLF program;
• The impact of FedLoan being replaced as a student loan servicer by MOHELA;
• The impact of Navient being replaced as a student loan servicer by Maximus; and
• Whether this is enough to help people burdened by student loans.

You can also find more information about student loans at www.studentaid.gov.

We do want to thank our continuing sponsor, Sam Cohen of Attorneys First Insurance and ask that you refer him an attorney or title company that needs a quote on malpractice coverage at Sam@AttorneysFirst.com or www.AttorneysFirst.com.

To learn other tips about eliminating student loan debt, or other debt in general, download my book - Become Debt Free in Less Than One Hour - at www.ShawnMYesner.com/BecomeDebtFree. 

We are happy to welcome back our friend, former sponsor, and repeat guest Chris Calandra with Elliott Wealth Management Services to talk today about the four drivers of the 2021 real estate market.

You can hear Chris on Episodes 157 (wealth management), 162 (life insurance), 186 (seven wealth building rules) and 210 (pandemic's impact on the economy) and he brings a TON of knowledge and content each time he's on the show.

In today's Crushing Debt Podcast episode, we talk about the four things that primarily impacted the 2021 real estate market, which is still a bit crazy and unique even today, towards the end of the year:

1. Excess Money Supply in the Economy
2. Low Interest Rates
3. Stay at Home Economy
4. Limited Housing Supply

We also discuss whether there's another real estate bubble forming, and the disappearance of short sales.

If you know an  attorney or title company in Florida, Texas, or anywhere in the Country, you would be doing me and show a huge favor by introducing that attorney or title company to our show's sponsor, Sam Cohen at Attorneys First Insurance - Sam@AttorneysFirst.com or www.AttorneysFirst.com. 

To eliminate debt and create the money to invest in real estate, check out my book Become Debt Free in Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree