Info

Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
RSS Feed Subscribe in Apple Podcasts
2024
May
April
March
February
January


2023
December
November
October
September
August
July
June
May
April
March
February
January


2022
December
November
October
September
August
July
June
May
April
March
February
January


2021
December
November
October
September
August
July
June
May
April
March
February
January


2020
December
November
October
September
August
July
June
May
April
March
February
January


2019
December
November
October
September
August
July
June
May
April
March
February
January


2018
December
November
October
September
August
July
June
May
April
March
February
January


2017
December
November
October
September
August
July
June
May
April
March
February
January


2016
December
November
October
September
August
July
June
May
April
March
February
January


2015
December
November


All Episodes
Archives
Now displaying: 2022
Dec 29, 2022

Welcome to the last Crushing Debt Podcast episode ... of 2022 !!

Do you set goals every year?

Did you accomplish what you set out to do in 2022? What are your 2023 Goals?

In this week's episode, Shawn and George talk about 2023 goals, how to set your goals and why they should be S.M.A.R.T.Y. pants goals. They also discuss some of their 2023 goals, specifically around the podcast, personally, for their families and for their businesses.

It's also that time of year - Podfest 2023 is just around the corner. For more information, visit the Podfest website at www.Podfestexpo.com and if you're going to Podfest, let us know. You may be able to meet up with George in Orlando!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 22, 2022

What would you do if you could make more money, have more time, and have more fun?

What would your life look like?

This past week, Shawn was a speaker at the More Money, Time & Fun online Summit, hosted by our friend and frequent guest, Tiffanie Kellog. In today's episode, Shawn and George talk about how to have more money by having less debt.

This topic mirrors Shawn's second book, Become Debt Free in One Hour or Less.

  • Specifically, getting educated around: (1) how to make money and what to do with it, (2) how to budget, and (3) understanding your Credit Score.
  • Then increase your income.
  • Next, decrease expenses.
  • Finally, eliminate debt!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 15, 2022

Why do you do what you do?

What do you do on your birthday?

On this week's episode, George interviews Shawn for his 50th Birthday, which is today (if you're listening on the day the episode is released)!

Why did Shawn become an attorney?  What stories does he share on his journey to helping people have more money at the end of the month, rather than month at the end of the money?

Today's episode is a little outside the norm, as Shawn answers the questions rather than asking them.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 8, 2022

Q: When do you want to retire?

A: Yesterday!

But how do you plan to retire early?

What if your retirement is "forced" by being terminated, or having a medical condition that causes you to be unable to work?

In this week's episode, Shawn & George talk about different strategies so you can retire early, whether by choice or by force, such as:

  • Getting a second job or side hustle;
  • Applying for assistance (such as Social Security, Disability or Unemployment);
  • Using your savings or investments;
  • Or using bankruptcy as an option of last resort.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 1, 2022

How can you achieve financial independence through real estate?

What mindset do you need to achieve financial independence?

What does financial independence mean?

What is better as an investment strategy, short term or long term rentals?

On this week's episode, Shawn & George interview Lauren Keen Aumond, a Tampa Bay-based real estate investor. She and her husband have reached financial independence in their thirties through their nine short term rentals and three long term rentals on the west coast of Florida. Lauren shares her story and helps educate others through the Adulting is Easy pocast, social media and coaching.

Both Shawn and George were glad to be guests on Lauren's show - Shawn on Episode 133 and George on Episode 145.

Follow the podcast:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Nov 27, 2022

Each year, we release a show describing what we're thankful for - and there's no better time for that than Thanksgiving.

In the early years of the show, we skipped a "Thanksgiving" episode because Shawn thought "who is going to listen on Thanksgiving Thursday? Of course, our listeners listen to shows on different days of the week, and sometimes weeks, months or years after a particular episode is released.

Of course, we're happy for all of you listening to the show! We're thankful to our guests, and sponsors as well.  This year, we're thrilled to add our patrons to our list of people to be thankful for.

Debt and financial issues are tough to try to tackle alone. What are you all thankful for this year?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Nov 17, 2022

If you have built up your emergency fund, nice work!  If not, there is still time to do so.

However, what can you do if you need to use it and those funds run dry?

Shawn & George discuss an article written by Quentin Fottrell for MarketWatch.com titled "Living paycheck-to-paycheck has become the norm: Inflation takes its toll on American finances as emergency funds run dry." You can find the article here: 'Living paycheck-to-paycheck has become the norm': Inflation takes its toll on American finances as emergency funds run dry - MarketWatch

Some options:

  • Don't take on too much debt (of course, if you could do that you would be able to avoid paycheck-to-paycheck; and
  • Have people help you to get out of debt (whether by helping financially or even just giving advice).

We also discuss some signs that you might be nearing bankruptcy, and some ways to fight inflation.

As today's episode is released, Shawn will be speaking at his sons' elementary school for the Great American Teach-In, which means Thanksgiving is approaching. Be sure to check out next week's annual Thanksgiving episode!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Nov 10, 2022

What financial topics would you make sure business owners knew and understood before opening their businesses?

Back in Episode 330, we talked about the Personal Finance Education Bill (HB 1054) that became law in Florida as of July 1, 2022, and requires a financial literacy course as a prerequisite to high school graduation. In that episode Shawn & George designed the perfect personal financial course!

We thought it would be fun if, after designing the perfest personal financial course, if we got a call from Governor Ron DeSantis to design the perfest business financial course!

We go through curriculum items like:

  • Reading and understanding your Balance Sheet, Profit & Loss, Cash Flow, and other financial statements;
  • Understanding the different types of loans and loan documents;
  • Having an exit plan;
  • Separating business and personal funds (maybe using the Profit First system);
  • And other syllabus items!

After listening to the episode, do you agree?  What would you include or exclude? Can you connect us with Governor DeSantis? Or please just share this episode with your friends!

You can listen to episode 330 here: https://yesnerlawpodcast.libsyn.com/the-perfect-personal-finance-education-class-episode-330

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Nov 3, 2022

What is the charitable gifting of real estate?

Who would give away their valuable real estate?

Is the charitable gifting of real estate only for the super wealthy?

In the calendar year 2021, approximately $9 Billion was donated in real estate alone, and that is only a small fraction of all donations given to organizations nationwide. Real Estate giving is through various organizations, include Realty Gift Fund, which our guest talks about on this week's episode of The Crushing Debt Podcast.

Originally from Washington State, Cherie Buell relocated to the Tampa Bay area in 2006 and have become deeply rooted in the area as an accomplished Realtor holding multiple designations, including Accredited Buyer Representative, Seller Representative Specialist, Certified Luxury Home Marketing Specialist and the FIRST Charitable Real Estate Champion in Pinellas County.

Cherie and I discuss charitable gifting of real estate, what properties qualify, who are the Real Agents of Change, and how you can help benefit your favorite charitable organization.

You can reach Cherie at 727-266-6530, CherieBuell.Realtor@gmail.com or www.YourLuxuryHomeSold.com.

Let me know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 27, 2022

Are you a ghost in the public records? Do you need to be?

Do you get your asset protection advice from TikTok (any advice for that matter)?

Have you completed your business succession planning, or business estate planning?

On this week's episode of the Crushing Debt Podcast, George and Shawn welcome Jason Sampson, co-founder of Fortress Asset Protection, and founder of Venerable Law. Jason focuses on a wide array of business matters, from start-ups to business succession planning, and everything in between.  Jason has been a practicing attorney for well over two decades. His focus is on building long term relationships with business owners to structure their business organizations for success.

You can contact Jason by email at Jason@FortressAssetProtection.com or visit his website at www.FortressAssetProtection.com.

You may recall Fortress's co-founder, and the owner of Mortellaro Law, Michelangelo Mortellaro as a guest on Episode 292 of the podcast talking about personal asset protection and estate planning. You can listen to that episode here: https://yesnerlawpodcast.libsyn.com/fortress-asset-protection-episode-292 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 20, 2022

When you think of balance, what does that mean to you?

Are you working your business, or is your business working you?

Does your business provide you with the life you desire?

How do you balance your business so you can have the life & health you want?

In this week's episode, George and Shawn provide practical tips on helping you to obtain balance, in your work and in your life, so that you can create whatever life you choose. The old saying "happy wife, happy life" can be expanded to "happy business, happy partner, happy life" (even though it doesn't rhyme).

Shawn is speaking and participating in the More Money, More Time, More Fun Summit which is all day (8 am - 5 pm) on December 9, 2022. There will be presentations, networking sessions and mastermind breakouts around these topics too! Tickets start at only $9. You can register at: https://bit.ly/MoreSummit

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 13, 2022

Do you have positive or negative feelings about money?

Do you know your "money type" - Amasser, Hoarder, High-Roller?

Are you in balance spiritually, financially and physically?

Are you able to navigate a money crisis?

This week, George and Shawn talk to Maggie Baker, PhD, a practicing psychologist for 30 years, who offers services for anxiety, depression, relationship issues, trauma, ADHD/ADD and money behavior issues. Dr. Baker works with individuals, couples and families as well as facilitate group psychotherapy.

Dr. Maggie's book, Crazy About Money Crazy helps readers identify the unconscious emotions and beliefs that usually come from childhood and drive money decisions as adults. It also shows readers how to change misguided attitudes that lead so many into money trouble.

You can contact Dr. Maggie at Maggie@MaggieBakerPhd.com or visit her website at www.MaggieBakerphd.com

Let me know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 6, 2022

Do you feel overwhelmed at times?

Do you feel like you have too much on your plate?

Are you worried that you might let people down if you say no?

Shawn felt that way prior to recording this week's episode, which gave George a great opportunity to talk Shawn (as well as any other listeners) "off the ledge" and give us all permission to say "no" in a polite way, from time to time.

How easy is it for you to say "no?"  We would love to get an email or comment from you on this topic.

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Let me know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Sep 29, 2022

How do you manage financial trauma?

What is financial trauma?

How does financial trauma present itself?

Is financial trauma a good thing or a bad thing?

In this week's episode, George and Shawn talk about financial trauma, abundance and scarcity mindset, how childhood impacts financial trauma, how financial trauma may present itself, and how to manage financial trauma so that it does not become crippling or cause someone to "bury their head in the sand."

Let me know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Sep 22, 2022

Have you felt the impact of inflation over the last six months? Over the last twelve?

If so, how has it impacted you?

What habits or behaviors have you changed because of inflation?

A few weeks ago, Shawn attended FinCon 2022, an annual seminar to help "personal finance content creators and brands create better content, reach their audience, and make more money." This year FinCon was in Orlando, and we could not pass up the opportunity to get additional education around personal finance topics and make some great connections in the space. Next year, it will be in New Orleans and you can find more information at www.FinConExpo.com

One of the presentations Shawn attended described the different ways that individuals have felt the impact of inflation and how they are adjusting their budgets to battle inflation. For example:

  • The increase in the cost of essentials - groceries, gas & utilities
  • Shift in savings strategies
  • Reducing participation in extracurricular activities
  • Searching deals or discounts
  • Downloading money-saving apps, and
  • Avoiding big-ticket purchases

What are some of the things you're doing?

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Let me know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Sep 15, 2022

Things you tell your attorney are attorney-client privileged. As attorneys we cannot share confidential information with anyone. But what happens in bankruptcy court when financial information has to be disclosed to the trustee by one spouse, that was unknown by the other spouse?

In this week's episode, Shawn and George talk about stories relayed by different bankruptcy attorneys of when financial infidelity gets discovered, like:

  • When one spouse gave the other money to make mortgage payments, but the spouse used that money instead for something else.
  • When the engagement ring is fake but the receiving spouse didn't know that.
  • When one spouse has been paying child support unknown by the other spouse.
  • When one spouse has children by another relationship unknown by the other spouse.
  • When one spouse tries to file bankruptcy for both, without telling the other spouse.

These stories all arise from a Facebook post in a group comprised only of bankruptcy attorneys.  They are all true (or likely true) but are meant in the spirit of being funny. Still, we talk about these stories in terms of what they may mean to a couple trying to dig themselves out of debt and the consequences that may arise from "financial infidelity."

Please visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Sep 9, 2022

Is all debt bad?

What is your strategy around incurring debt?

What do you want to accomplish using credit and debt?

What is your plan to improve your credit score and reduce your debt?

This week, we interview David Dishman, owner of 12 Point Life and a consumer credit expert with more than two years experience helping families decrease their debt and increase their credit to achieve their goals. 

George and Shawn talk to David about a lot of different topics, including:

  • Credit Cards (and rewards)
  • Credit Score
  • Credit Repair
  • CROA (Credit Repair Organizations Act)
  • Red Flags to look out for when choosing a credit repair company

You can contact David at David@OmegaMoneyCoach.com.

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Sep 1, 2022

What is the number one reason people file for bankruptcy?

What famous celebrity lists his 20-year-old money mistakes?

Are we getting deeper in debt as inflation boosts costs?

On this week's episode we discuss these topics and more.  You can find the articles we reference at these links:

Is Rachel Cruz right about her #1 reason for bankruptcy?  Here's a hint, check out our Episode 325, Crush Medical Debt.

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.

Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

Or, you can support the show by visiting our new Patreon page! https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Aug 25, 2022

What are the five money rules you should follow while you're still young, or "regret it later in life"?

We recently read an article written by Morgan Housel for CNBC. You can find the article here: https://cnb.cx/35yNVut

While the article has some great tips: (1) live below your means, (2) money disputes and relationship disputes, (3) avoid debt, (4) affordable services, and (5) career - let's just say that Mr. Housel's writing style is a bit ... direct.

The article has some great tips that we discuss, some tips that we don't necessarily agree with (we love libraries and community colleges), and some tips that are in-your-face funny.

We also discuss some of our "Money Rules" that were not mentioned in the article.  What are some of your "Money Rules"?

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  

Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Aug 18, 2022

Was the "Great Resignation" caused by COVID-19?

How can you decrease the likelihood that good employees will leave? How can you decrease the likelihood that terminated employees may sue?

How can you find and keep happy employees?

Attorney April Goodwin, of The Goodwin Firm, joins Shawn and George today in studio to talk about finding and keeping happy employees. April's practice focuses on employment law (mostly representing employers) and pet law.

We talked to April about pet law back in Episode 229 - Emotional Support Peacocks.

In today's episode April, Shawn & George talk about:

  • The "Great Resignation"
  • How long this employee shortage may last and how has it been impacted by COVID-19
  • Ways to set up your employees for success, from the job interview, through the hiring process, and as employees
  • How an employer might incur liability in their treatment of employees.

You can listen to April's previous episode here: https://yesnerlawpodcast.libsyn.com/emotional-support-peacocks-episode-229

You can contact April at April@Goodwin-Firm.com or www.Goodwin-Firm.com 

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Aug 11, 2022

What is "full coverage" with regard to car insurance?

What coverage is required under Florida law?

What coverage should you have?  Or avoid?

In this week's episode of The Crushing Debt Podcast, we talk to Walt Blenner of Blenner Law Group about the different types of auto insurance coverages, subrogation, fault and no-fault, and what happens to insurance when the driver is ticketed (or not).

Walt moved to Tampa Bay "temporarily" 30 years ago until he figured out where he wanted to practice - turns out it was here in Tampa Bay! Walt's practice encompasses both personal injury and a niche he's carved for himself representing lottery winners (which we talk to him about too).

You can reach Walt at walt@blennerlawgroup.com or www.blennerlawgroup.com. Email Walt to get a free electronic copy of his tri-fold Florida's Car Insurance Mistakes.

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com
    Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Aug 4, 2022

What would you do with an extra month this year? Every year?

How is your cell phone costing you time when you could instead be making money?

How can you trade money for time?

This week's guest is making her fifth appearance on the show! Our friend Tiffanie Kellog is back to talk about her program 13 Months a Year! Tiffanie helps her clients MAKE MONEY, SAVE TIME and have FUN!

Whether sharing her expertise (with her southern accent) on referral marketing, networking or maximizing your time, Tiffanie will knock the socks off the audience with her fun and enteretaining presentations while leaving them with eTiffanies (epiphanies from Tiffanie) to help create RESULTS in their world!

Tiffanie is a three-time published author: 4 1/2 Networking Mistakes: Maximizing Your Networking Efforts by Avoiding Common Mistakes, Knock the Socks Off Your Audience: Delivering Presentations with Power and Passion to Audiences Large and Small, and Socks to Success: Be Memorable! Branding to Generate More Referrals. You can find her books at her website www.TiffanieKellog.com or on Amazon.  You can contact Tiffanie at TiffanieK@Asentiv.com.

You can register for Tiffanie's 13 Months a Year Course at: bit.ly/TKMoreTime.

Listen to Tiffanie's previous Crushing Debt Podcast Episodes:

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.

Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com.

Jul 28, 2022

As housing prices have appreciated, we have seen less foreclosures and short sales - they're not gone, but clearly reduced in number recently.

The trend we've seen in an increase in other types of lawsuits with the increase in property values.

In particular, I have many more partition lawsuits in the office than I did a year or even six months ago. In a partition lawsuit, two co-owners are fighting over whether to sell a jointly owned home, and when sold how much does each owner receive from the sale. Typically, partition lawsuits arise between unmarried individuals that own property - siblings or extended family, non-married individuals that co-own a home, and people who acquire a home jointly as heirs of a deceased person.

Along with partition lawsuits, we have also seen a rise in quiet title lawsuits. The purpose of a quiet title lawsuit is to have the Court determine whether someone's interest in a house is legitimate - maybe an heir omitted from probate, or maybe a "wild deed" in the title.

On this week's episode of the Crushing Debt Podcast, George and Shawn talk about real estate, partition and quiet title lawsuits.

For more information on these topics, check out previous episodes:

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com.

Jul 21, 2022

The Personal Finance Education Bill (HB 1054) became law in Florida as of July 1, 2022.  The new law requires a financial literacy course as a prerequisite to high school graduation.

George and I were thinking, if we designed the course, or if Governor DeSantis consulted with us to design the course, what are the top five things we would include (and then we thought up a few more).

  • How to balance a checking account
  • Understanding spending behaviors
  • Budgeting
  • Understanding Credit Score
  • and more ...

After listening to the episode, do you agree?  What would you include? Can you connect us with Governor DeSantis?

One website mentioned in the episode - to get a free copy of your credit report annually, visit www.AnnualCreditReport.com. That is the only website endorsed by the FTC (Federal Trade Commission) and the only one that should be truly free on an annual basis.

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.
    Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com.

Jul 14, 2022

When should we teach financial literacy lessons to our kids, and what should we teach them?

What does "financial literacy" really mean?

What are the common financial problems people are facing today?

Why do so few states teach personal finance in public schools?

Today's guest on the Crushing Debt Podcast is Vince Shorb, one of the country's leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming. Vince founded the National Financial Educators Council, an organization dedicated to combating the financial literacy epidemic. Vince's mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving towards fulfilling their personal, family and global community needs.

George and I talk to Vince about his financial journey and the lessons he learned along the way. We answer all of the questions above. Also we talk about the Florida Personal Finance Education Bill, which took effect July 1, 2022.

You can find Vince at:

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.
    Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com.

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com.

 

1 2 Next »