Info

Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
RSS Feed Subscribe in Apple Podcasts
2024
July
June
May
April
March
February
January


2023
December
November
October
September
August
July
June
May
April
March
February
January


2022
December
November
October
September
August
July
June
May
April
March
February
January


2021
December
November
October
September
August
July
June
May
April
March
February
January


2020
December
November
October
September
August
July
June
May
April
March
February
January


2019
December
November
October
September
August
July
June
May
April
March
February
January


2018
December
November
October
September
August
July
June
May
April
March
February
January


2017
December
November
October
September
August
July
June
May
April
March
February
January


2016
December
November
October
September
August
July
June
May
April
March
February
January


2015
December
November


All Episodes
Archives
Now displaying: March, 2023
Mar 30, 2023

Do you have a rich relative who died left you with a bunch of money?

Are you being romanced by someone who will come see you, but only if you buy them a plane ticket?

Do you get random requests to buy gift cards for someone in trouble?

Beware of money scams!  The fraudsters are out there and getting smarter.  Some popular scams are:

  • Deed Copies
  • Romance Scams
  • Phishing Scams
  • Probate Scams
  • Timeshare Scams
  • Ransom Scams
  • Bogus Debt
  • Bot Accounts
  • Gambling / Online Games
  • Wire Fraud, and
  • Unclaimed Funds

In this week's episode, Shawn and George talk about different scams, how to identify them, and how to avoid them.  Unless you do have a rich relative who died and you want to use that money to fund the Podcast !!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 23, 2023

Are you looking to make your business grow?

Do you want referrals to help you grow your business?

Do you understand each prospect’s behavioral style?

Would you like to be able to define a unique selling position that separates you from your competitors?

This week is a rebroadcast going all the way back to (when we were the Yesner Law Podcast) Episode 7 - Constructing Success with Jason Avery!

Constructing Success is a consulting firm that supports entrepreneurs through the challenges of growing their small businesses. Jason helps discuss the challenges that clients may have, including  how to avoid the "Client Rollercoaster."

Jason openly shares his proven methodology that has grown his company to 50 full-time employees and $5.4 million per year in business. Constructing Success, a #1 Amazon Best Seller, also reveals the secrets on crucial topics such as what to do with bad business situations, how to make tough decisions confidently, defining your brand, legacy building, and how to actually make your competitors indebted to you.  

You can contact Jason at jason@construct-success.com and pick up a copy of his book on Amazon here: Constructing Success: Blueprints for a Referral Based Business: Avery, Jason M: 9781515385561: Amazon.com: Books

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 16, 2023

What is lifestyle creep?

Do you feel the need to keep up with the Joneses? Do your expenses increase as your income increases?

Years ago, Shawn's father taught him that your expenses do not have to grow proportionately to your income.  In other words, just because you make more money doesn't mean you have to spend less money.

Unfortunately, it seems like some people spend more as they make more.  Their lifestyle creeps to the more expensive as they get more income.

More disturbing, some people are using their credit cards as de facto savings accounts.  See the article here: Millennials may be using credit cards as a 'de facto emergency fund' (cnbc.com)

In today's episode, George and Shawn talk about lifestyle creep, plus the negatives (and positives) of using credit cards in lieu of savings accounts. For example, it might be necessary for a high-ticket emergency.

What do you think? Let us know if you've experienced lifestyle creep or what you did to avoid it.

Also, f you enjoyed this episode, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 9, 2023

How does ADHD effect money? Budgeting?

What are some tips or tricks to work with money while dealing with ADHD?

In this week's episode, Shawn & George interview Tamika Howell.  Tamika is a Financial Educator who teaches busy and easily distracted Black women how to align their money with their values through one to one coaching and educational content on various social media platforms. Her primary focus is budgeting, saving, and debt management for those overwhelmed by their finances and unsure where to start. Tamika knows the feeling firsthand. As a Black woman living with ADHD, she created Organize Your Money as a safe space to ask questions and not feel alone on your financial organization journey. Tamika is a Certified Financial Education Instructor (CFEI) and a candidate for Accredited Financial Counselor (AFC). She also holds a bachelor’s degree Finance and spent her early career working as a corporate Tax Analyst.

Some of Tamika's suggestions:

  • Automation of payments;
  • Separate accounts; and
  • Use cash

You can reach Tamika at Tamika@OrganizeYourMoney.net, or visit her on the web at www.OrganizeYourMoney.net for your free 8 Tips to Organize Your Money.

You can also find Tamika on Social Media:

  • LinkedIn - Tamika-Howell
  • Instagram - @OrganizeYourMoney
  • TikTok - @OrganizeYourMoney
  • Facebook - @OrganizeYourMoney
  • Twitter - @OrganizeYourMoney

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 2, 2023

Should you lease or buy?

In this week's episode, Shawn and George discuss that age-old question, is it better to lease or buy a car?  George bought his cars. Shawn bought one (his wife's) and leases another (his). But which one is the better choice for you?

Some of the Pros of leasing a car: lower monthly payments, drive a better car for less money, get a new car every three years or so, lower maintenance costs because the car is newer or under warranty, and loyalty programs when you get a new car from the same dealership / finance company.

Some of the Cons of leasing a car: limited in mileage you can drive, no equity is built in a car, wear and tear charges or damages to be paid at the end of the lease term, and it may be difficult to return the car if your needs change during the term of the lease.

Advantages to buying a car: it's your car (you can customize or alter it however you want), no mileage limits, eventually the car is paid off and you no longer have to make payments, and you build equity in the car to use towards a down-payment on the next car.

Disadvantages of buying a car: higher monthly payments than leasing, the car depreciates in value quickly, downpayments (or trade-in) to buy a new or used car, you have to budget for annual repair or maintenance costs as the car ages, and higher insurance costs as the car ages.

Please let us know what do you think?  Should you lease or buy?

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

 

1