Everything on the Internet is true, right?
What can Tik Tok (and social media) teach us about getting out of debt? How much of the advice is legitimate and how much is, shall we say, a bit "out there"?
On this week's episode of the Crushing Debt Podccast, Shawn & George watch (or listen to) Tik Tok videos from influencers who are trying to help people get out of debt. We'll then comment on the good, the bad, and the ugly of the advice given. As with any social media platform, you have to do your own due diligence and utilize strategies that will work for you.
You can listen to similar former episodes of the show like
The Tik Toks on this weeks episode cover topics such as:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders (the link will be live until June 2025): http://support.pancan.org/goto/MYLegacy8
Why are garage sales the perfect sales and negotiation training ground?
What is the golden rule of negotiating?
What are some negotiation tactics that work, and some that don't?
Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a low-risk, low-pressure environment!
Please go back and listen to these previous garage sale episodes, which have covered lessons such as:
In this week's episode, Shawn & George talk about the benefits of practicing negotiation skills at a garage sale, some negotiation tactics that have worked for them and some that have not worked for them, and getting the younger generations involved early in selling and negotiation (lessons taught to Shawn's kids).
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8 This link will be live until June 1, 2025, and then we start on the 2026 team and fundraiser.
What is Soft Savings?
Why would you want to embrace it?
What are some tips to balance soft savings and hard savings?
What are some red flags to avoid with Soft Savings?
In this week's episode of the Crushing Debt Podcast, Shawn & George talk about Soft Savings, basically savings practices that may not be measurable or something that can be quantified. It involves spending for experiences, rather than saving for later. Soft savings is really just a mindset around what and how to save.
Let us know if you practice soft savings, hard savings, or some combination. And please this episode with your friends!
Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8 This link will be live until June 1, 2025, and then we start on the 2026 team and fundraiser.
Have you been paying your Student Loans?
Have you been waiting on forgiveness of your Student Loans?
Recently, the Department of Education has begun collection efforts for Student Loan borrowers behind on their payments, who have not repaid their debts or entered into some type of workout plan regarding their Student Loan debts.
The government estimates that there are 6.4 million Student Loan borrowers between the ages of 50 - 60, that owe a combined $282 Billion - or $46,000 per borrower.
For some history or background, Student Loan payments paused during the COVID pandemic. But in October 2023, Student Loan payments resumed (subject to any workout plan negotiated with the Department of Education). Now, the government is seeking collection against any defaulted Student Loans, and they have as tools, the authority, under certain circumstances, to: (1) garnish wages, (2) intercept and retain tax refunds, and (3) intercept and retain social security payments.
Unfortunately, Student Loans are still largely non-dischargeable under Bankruptcy Law, although there have been some in-roads.
So how can you manage? There are still options available, including:
You can also plan ahead for the costs of Education, by researching the different borrowing programs, Grants, 529 (and similar) plans.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
And although the 2025 Purple Stride Walk is over, please consider a donation to Pancreatic Cancer research and education by joining Shawn's 2025 Team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8 The link will be available until June 30.
What documents need to be notarized?
What can a notary do or sign, or not?
How or when can notarized documents help you to get or remain debt free?
On today's episode of The Crushing Debt Podcast, Shawn & George interview our friend, Amanda Loeffler, owner of I Need a Notary, a remote online notarization company. That means Amanda can notarize documents anywhere and you do not need to be sitting with her physically to get something notarized (but you do need to prove your identity prior to signing).
You can find Amanda and her team at www.ineedanotary.us.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.
The Pancreatic Cancer Action Network (PanCAN) Purple Stride Walk 2025 is now over, but you can still support research and education surrounding this disease, by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8 For 2025, we raised over $6,000 as a team, becoming the #7 largest fundraising team in Tampa Bay. Thank you to everyone that participated, walked, or just sent positive thoughts. The link will be active until June 1, 2025. After that, we'll start raising money for the 2026 Purple Stride Walk.