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Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
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Now displaying: Page 3
Mar 23, 2023

Are you looking to make your business grow?

Do you want referrals to help you grow your business?

Do you understand each prospect’s behavioral style?

Would you like to be able to define a unique selling position that separates you from your competitors?

This week is a rebroadcast going all the way back to (when we were the Yesner Law Podcast) Episode 7 - Constructing Success with Jason Avery!

Constructing Success is a consulting firm that supports entrepreneurs through the challenges of growing their small businesses. Jason helps discuss the challenges that clients may have, including  how to avoid the "Client Rollercoaster."

Jason openly shares his proven methodology that has grown his company to 50 full-time employees and $5.4 million per year in business. Constructing Success, a #1 Amazon Best Seller, also reveals the secrets on crucial topics such as what to do with bad business situations, how to make tough decisions confidently, defining your brand, legacy building, and how to actually make your competitors indebted to you.  

You can contact Jason at jason@construct-success.com and pick up a copy of his book on Amazon here: Constructing Success: Blueprints for a Referral Based Business: Avery, Jason M: 9781515385561: Amazon.com: Books

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 16, 2023

What is lifestyle creep?

Do you feel the need to keep up with the Joneses? Do your expenses increase as your income increases?

Years ago, Shawn's father taught him that your expenses do not have to grow proportionately to your income.  In other words, just because you make more money doesn't mean you have to spend less money.

Unfortunately, it seems like some people spend more as they make more.  Their lifestyle creeps to the more expensive as they get more income.

More disturbing, some people are using their credit cards as de facto savings accounts.  See the article here: Millennials may be using credit cards as a 'de facto emergency fund' (cnbc.com)

In today's episode, George and Shawn talk about lifestyle creep, plus the negatives (and positives) of using credit cards in lieu of savings accounts. For example, it might be necessary for a high-ticket emergency.

What do you think? Let us know if you've experienced lifestyle creep or what you did to avoid it.

Also, f you enjoyed this episode, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 9, 2023

How does ADHD effect money? Budgeting?

What are some tips or tricks to work with money while dealing with ADHD?

In this week's episode, Shawn & George interview Tamika Howell.  Tamika is a Financial Educator who teaches busy and easily distracted Black women how to align their money with their values through one to one coaching and educational content on various social media platforms. Her primary focus is budgeting, saving, and debt management for those overwhelmed by their finances and unsure where to start. Tamika knows the feeling firsthand. As a Black woman living with ADHD, she created Organize Your Money as a safe space to ask questions and not feel alone on your financial organization journey. Tamika is a Certified Financial Education Instructor (CFEI) and a candidate for Accredited Financial Counselor (AFC). She also holds a bachelor’s degree Finance and spent her early career working as a corporate Tax Analyst.

Some of Tamika's suggestions:

  • Automation of payments;
  • Separate accounts; and
  • Use cash

You can reach Tamika at Tamika@OrganizeYourMoney.net, or visit her on the web at www.OrganizeYourMoney.net for your free 8 Tips to Organize Your Money.

You can also find Tamika on Social Media:

  • LinkedIn - Tamika-Howell
  • Instagram - @OrganizeYourMoney
  • TikTok - @OrganizeYourMoney
  • Facebook - @OrganizeYourMoney
  • Twitter - @OrganizeYourMoney

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Mar 2, 2023

Should you lease or buy?

In this week's episode, Shawn and George discuss that age-old question, is it better to lease or buy a car?  George bought his cars. Shawn bought one (his wife's) and leases another (his). But which one is the better choice for you?

Some of the Pros of leasing a car: lower monthly payments, drive a better car for less money, get a new car every three years or so, lower maintenance costs because the car is newer or under warranty, and loyalty programs when you get a new car from the same dealership / finance company.

Some of the Cons of leasing a car: limited in mileage you can drive, no equity is built in a car, wear and tear charges or damages to be paid at the end of the lease term, and it may be difficult to return the car if your needs change during the term of the lease.

Advantages to buying a car: it's your car (you can customize or alter it however you want), no mileage limits, eventually the car is paid off and you no longer have to make payments, and you build equity in the car to use towards a down-payment on the next car.

Disadvantages of buying a car: higher monthly payments than leasing, the car depreciates in value quickly, downpayments (or trade-in) to buy a new or used car, you have to budget for annual repair or maintenance costs as the car ages, and higher insurance costs as the car ages.

Please let us know what do you think?  Should you lease or buy?

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

 

Feb 24, 2023

Do you have a commercial profitable enterprise that works without you?

Are you getting paid while you sleep?

Or do you have a job?

Shawn & George attended The Largest Networking Event in Tampa Bay last week and in this episode discuss lessons they learned from ActionCOACH Founder Brad Sugars, like:

  • Hustle & Grind is the New Stupid
  • If you're not getting paid while you sleep, you don't have a business
  • How to set daily goals for your company
  • Telephone Scripts to maximize revenue per client
  • Raising prices
  • Why discounting kills businesses
  • Get Off the Tools
  • Fire Yourself as CEO if you are the talent behind the business.

Plus, we captured some short interviews with:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Feb 16, 2023

What questions do you have for us here on The Crushing Debt Podcast?

In today's episode, Shawn & George answer some of the most popular questions they receive, like:

  • My landlord died. Is my lease still valid?
  • Can I shut down my business to avoid paying back business debt?
  • Should I stay in a bad job just because they offer a 401k (or any other benefits)?
  • Should I pay debt or invest the money?

Some of these questions are blog posts that you can find at the links below:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Feb 9, 2023

How do you talk to your kids about money?

What books about money have influenced you that you want to share with your kids?

This week's guest, Clifton D. Corbin, MBA, PMP, was a business consultant with over two dozen decades of experience when he left the office to become a full time stay-at-home dad. During this time, he authored his first book, Your Kids, Their Money: A Parent's Guide to Raising Financially Literate Children, which focuses on providing parents with the skills and tools to teach financial literacy to ther children.

While reading The Richest Man in Babylon with his son (a timeless money classic) he found that the book failed to translate to his son.  Clifton and his son co-edited a rewrite of the book titled The Richest Person in Babylon.

Shawn and George talk to Clifton about these issues, as well as ADHD and Money, paying allowances, and other questions around how to talk to your kids about money.

You can find the books mentioned in today's episode at:

You can reach Clifton at:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Feb 2, 2023

Trainwrecks, car accidents, calamities, and disasters are all things you want to avoid, but all things that you cannot look away from when they happen.

But what happens when the trainwreck is financial, and how do you avoid them?

In today's episode, Shawn & George talk about some of the financial trainwrecks they've seen or experienced over the years, along with some tips to avoid them, including:

  • Gambling
  • Ponzi Schemes
  • Wire Transfer Fraud
  • Crypto Currency
  • Guarantees
  • Payday Loans
  • Short Term Business Funding Loans / Receivable Loans
  • And Others 

What Financial Trainwrecks have you seen over the years? Please share them us via email or social media. Please also share today's episode with your friends if you enjoyed it!

We would also appreciate if you would visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Although we have two great sponsors, their support does not fully fund the show - Shawn & George make up that difference. But you can help if you'd like by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

 

Jan 26, 2023

What are your best ideas for networking an event?

Do you go to events looking to buy or sell?

Do you give your card to everyone there - throwing them out like they were ninja throwing stars?

Do you have a goal, or do you go to networking events just to socialize?

The Largest Networking Event in Tampa Bay is Friday, February 17, 2023 and Yesner Law is a sponsor. ActionCOACH Tampa Bay is the host company for the event and our friends there provided us with 10 tips (and 2 bonus tips) to network an event.

ActionCOACH is the expert in this area, but Shawn and George took their ten tips and talked about what we liked about them, or in some cases where we disagreed or would edit their tips to fit our networking personalities.

If you want a reduced-price ticket to the event for $47, and if you want to network with Shawn and George at the event, use this link: https://largestnetworkingevent.eventbrite.com/?aff=YesnerLaw

What are the two bonus tips? You have to become a patron to listen to the "after-pod" show. You can check out our Patreon page at https://www.patreon.com/crushingDebt 

We have other shows around networking at an event too:

If you agreed or disagreed with our take on these networking tips, please let us know. If you enjoyed this episode, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Jan 19, 2023

Are credit cards evil? Is it normal to have a lot of debt?

Do you need to spend money to make money? Does your salary dictate your wealth?

Do you need to budget? Is budgeting painful?

In this week's episode, Shawn & George tackle some popular money myths and explain why they are untrue, or why Shawn & George don't buy into them (bad pun intended).

You can listen to our previous episode about money myths, our interview with Rachel Nohlgren of Mustard Seed Advisors of Raymond James, here: https://yesnerlawpodcast.libsyn.com/money-myths-episode-326 

Some of the other myths that Shawn & George discuss:

  • Money Doesn't Grow on Trees;
  • All My Problems Will Be Solved With Money;
  • Rich People Live in Big Houses, Drive Fancy Cars, and Wear Expensive Clothes;
  • If It's On Sale, Buy It;
  • You Need A Lot of Money To Invest;
  • You Don't Make Enough to Save;
  • Money Doesn't Buy Happiness;
  • Buying is Better Than Renting.

What are some of your money myths that we can bust? Please let us know in comments, on social media, or on our Patreon page - https://www.patreon.com/crushingDebt. And if you enjoy this episode please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Do you have your ticket yet to The Largest Networking Event in Tampa Bay? Through Shawn's sponsorship of the event, there are limited tickets available for just $47! Come network on February 17, 2023 with the top movers and shakers in Tampa Bay. Use this code to buy your ticket: https://largestnetworkingevent.eventbrite.com/?aff=YesnerLaw

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

 

Jan 12, 2023

What is the most expensive thing you've ever bought that wasn't a house or a car?

Have you ever eaten food from the floor?

Have you ever stolen money from your parents?

When was the worst time that you threw up?

What was your worst workplace experience?

Would you stop talking to all of your friends for a million dollars?

How are all of these questions related?

In this week's episode, Shawn & George answer these questions and the money lessons that these stories taught them. We hope you take a few nuggets of information from some funny and some serious stories that they share in this week's episode!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Jan 5, 2023

What do millionaires do differently than the rest of us?

How can you incorporate secrets of millionaires to become one yourself?

In this week's episode, George and Shawn talk about the mindset of millionaires, how that mindset differs, and what you can do to incorporate that mindset into your life.  Links to the books mentioned in today's episode:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 29, 2022

Welcome to the last Crushing Debt Podcast episode ... of 2022 !!

Do you set goals every year?

Did you accomplish what you set out to do in 2022? What are your 2023 Goals?

In this week's episode, Shawn and George talk about 2023 goals, how to set your goals and why they should be S.M.A.R.T.Y. pants goals. They also discuss some of their 2023 goals, specifically around the podcast, personally, for their families and for their businesses.

It's also that time of year - Podfest 2023 is just around the corner. For more information, visit the Podfest website at www.Podfestexpo.com and if you're going to Podfest, let us know. You may be able to meet up with George in Orlando!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 22, 2022

What would you do if you could make more money, have more time, and have more fun?

What would your life look like?

This past week, Shawn was a speaker at the More Money, Time & Fun online Summit, hosted by our friend and frequent guest, Tiffanie Kellog. In today's episode, Shawn and George talk about how to have more money by having less debt.

This topic mirrors Shawn's second book, Become Debt Free in One Hour or Less.

  • Specifically, getting educated around: (1) how to make money and what to do with it, (2) how to budget, and (3) understanding your Credit Score.
  • Then increase your income.
  • Next, decrease expenses.
  • Finally, eliminate debt!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 15, 2022

Why do you do what you do?

What do you do on your birthday?

On this week's episode, George interviews Shawn for his 50th Birthday, which is today (if you're listening on the day the episode is released)!

Why did Shawn become an attorney?  What stories does he share on his journey to helping people have more money at the end of the month, rather than month at the end of the money?

Today's episode is a little outside the norm, as Shawn answers the questions rather than asking them.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 8, 2022

Q: When do you want to retire?

A: Yesterday!

But how do you plan to retire early?

What if your retirement is "forced" by being terminated, or having a medical condition that causes you to be unable to work?

In this week's episode, Shawn & George talk about different strategies so you can retire early, whether by choice or by force, such as:

  • Getting a second job or side hustle;
  • Applying for assistance (such as Social Security, Disability or Unemployment);
  • Using your savings or investments;
  • Or using bankruptcy as an option of last resort.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Dec 1, 2022

How can you achieve financial independence through real estate?

What mindset do you need to achieve financial independence?

What does financial independence mean?

What is better as an investment strategy, short term or long term rentals?

On this week's episode, Shawn & George interview Lauren Keen Aumond, a Tampa Bay-based real estate investor. She and her husband have reached financial independence in their thirties through their nine short term rentals and three long term rentals on the west coast of Florida. Lauren shares her story and helps educate others through the Adulting is Easy pocast, social media and coaching.

Both Shawn and George were glad to be guests on Lauren's show - Shawn on Episode 133 and George on Episode 145.

Follow the podcast:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Nov 27, 2022

Each year, we release a show describing what we're thankful for - and there's no better time for that than Thanksgiving.

In the early years of the show, we skipped a "Thanksgiving" episode because Shawn thought "who is going to listen on Thanksgiving Thursday? Of course, our listeners listen to shows on different days of the week, and sometimes weeks, months or years after a particular episode is released.

Of course, we're happy for all of you listening to the show! We're thankful to our guests, and sponsors as well.  This year, we're thrilled to add our patrons to our list of people to be thankful for.

Debt and financial issues are tough to try to tackle alone. What are you all thankful for this year?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Nov 17, 2022

If you have built up your emergency fund, nice work!  If not, there is still time to do so.

However, what can you do if you need to use it and those funds run dry?

Shawn & George discuss an article written by Quentin Fottrell for MarketWatch.com titled "Living paycheck-to-paycheck has become the norm: Inflation takes its toll on American finances as emergency funds run dry." You can find the article here: 'Living paycheck-to-paycheck has become the norm': Inflation takes its toll on American finances as emergency funds run dry - MarketWatch

Some options:

  • Don't take on too much debt (of course, if you could do that you would be able to avoid paycheck-to-paycheck; and
  • Have people help you to get out of debt (whether by helping financially or even just giving advice).

We also discuss some signs that you might be nearing bankruptcy, and some ways to fight inflation.

As today's episode is released, Shawn will be speaking at his sons' elementary school for the Great American Teach-In, which means Thanksgiving is approaching. Be sure to check out next week's annual Thanksgiving episode!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Nov 10, 2022

What financial topics would you make sure business owners knew and understood before opening their businesses?

Back in Episode 330, we talked about the Personal Finance Education Bill (HB 1054) that became law in Florida as of July 1, 2022, and requires a financial literacy course as a prerequisite to high school graduation. In that episode Shawn & George designed the perfect personal financial course!

We thought it would be fun if, after designing the perfest personal financial course, if we got a call from Governor Ron DeSantis to design the perfest business financial course!

We go through curriculum items like:

  • Reading and understanding your Balance Sheet, Profit & Loss, Cash Flow, and other financial statements;
  • Understanding the different types of loans and loan documents;
  • Having an exit plan;
  • Separating business and personal funds (maybe using the Profit First system);
  • And other syllabus items!

After listening to the episode, do you agree?  What would you include or exclude? Can you connect us with Governor DeSantis? Or please just share this episode with your friends!

You can listen to episode 330 here: https://yesnerlawpodcast.libsyn.com/the-perfect-personal-finance-education-class-episode-330

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Nov 3, 2022

What is the charitable gifting of real estate?

Who would give away their valuable real estate?

Is the charitable gifting of real estate only for the super wealthy?

In the calendar year 2021, approximately $9 Billion was donated in real estate alone, and that is only a small fraction of all donations given to organizations nationwide. Real Estate giving is through various organizations, include Realty Gift Fund, which our guest talks about on this week's episode of The Crushing Debt Podcast.

Originally from Washington State, Cherie Buell relocated to the Tampa Bay area in 2006 and have become deeply rooted in the area as an accomplished Realtor holding multiple designations, including Accredited Buyer Representative, Seller Representative Specialist, Certified Luxury Home Marketing Specialist and the FIRST Charitable Real Estate Champion in Pinellas County.

Cherie and I discuss charitable gifting of real estate, what properties qualify, who are the Real Agents of Change, and how you can help benefit your favorite charitable organization.

You can reach Cherie at 727-266-6530, CherieBuell.Realtor@gmail.com or www.YourLuxuryHomeSold.com.

Let me know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 27, 2022

Are you a ghost in the public records? Do you need to be?

Do you get your asset protection advice from TikTok (any advice for that matter)?

Have you completed your business succession planning, or business estate planning?

On this week's episode of the Crushing Debt Podcast, George and Shawn welcome Jason Sampson, co-founder of Fortress Asset Protection, and founder of Venerable Law. Jason focuses on a wide array of business matters, from start-ups to business succession planning, and everything in between.  Jason has been a practicing attorney for well over two decades. His focus is on building long term relationships with business owners to structure their business organizations for success.

You can contact Jason by email at Jason@FortressAssetProtection.com or visit his website at www.FortressAssetProtection.com.

You may recall Fortress's co-founder, and the owner of Mortellaro Law, Michelangelo Mortellaro as a guest on Episode 292 of the podcast talking about personal asset protection and estate planning. You can listen to that episode here: https://yesnerlawpodcast.libsyn.com/fortress-asset-protection-episode-292 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 20, 2022

When you think of balance, what does that mean to you?

Are you working your business, or is your business working you?

Does your business provide you with the life you desire?

How do you balance your business so you can have the life & health you want?

In this week's episode, George and Shawn provide practical tips on helping you to obtain balance, in your work and in your life, so that you can create whatever life you choose. The old saying "happy wife, happy life" can be expanded to "happy business, happy partner, happy life" (even though it doesn't rhyme).

Shawn is speaking and participating in the More Money, More Time, More Fun Summit which is all day (8 am - 5 pm) on December 9, 2022. There will be presentations, networking sessions and mastermind breakouts around these topics too! Tickets start at only $9. You can register at: https://bit.ly/MoreSummit

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 13, 2022

Do you have positive or negative feelings about money?

Do you know your "money type" - Amasser, Hoarder, High-Roller?

Are you in balance spiritually, financially and physically?

Are you able to navigate a money crisis?

This week, George and Shawn talk to Maggie Baker, PhD, a practicing psychologist for 30 years, who offers services for anxiety, depression, relationship issues, trauma, ADHD/ADD and money behavior issues. Dr. Baker works with individuals, couples and families as well as facilitate group psychotherapy.

Dr. Maggie's book, Crazy About Money Crazy helps readers identify the unconscious emotions and beliefs that usually come from childhood and drive money decisions as adults. It also shows readers how to change misguided attitudes that lead so many into money trouble.

You can contact Dr. Maggie at Maggie@MaggieBakerPhd.com or visit her website at www.MaggieBakerphd.com

Let me know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Oct 6, 2022

Do you feel overwhelmed at times?

Do you feel like you have too much on your plate?

Are you worried that you might let people down if you say no?

Shawn felt that way prior to recording this week's episode, which gave George a great opportunity to talk Shawn (as well as any other listeners) "off the ledge" and give us all permission to say "no" in a polite way, from time to time.

How easy is it for you to say "no?"  We would love to get an email or comment from you on this topic.

Please also visit our sponsors:

  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com
  • Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com

Let me know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

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