Is there a tidal wave of evictions and foreclosures coming in Florida?
Recently, Florida's Governor DeSantis refused to extend an Executive Order that put a freeze on foreclosures and evictions in Florida, where the payment default was due to a loss of income caused by COVID.
What can someone do who is in fear of being able to pay their bills due to a loss of income caused by COVID?
This week's guest on the Crushing Debt Podcast is attorney Bryant Dunivan of Owen Dunivan. Bryant focuses his practice primarily in the fields of Debtor’s Rights including Foreclosure Defense, Bankruptcy, Fair Debt Collection violations, Fair Credit Reporting violations, and Credit Card/Debt Negotiations.
Bryant and I talk about the various federal laws that exist that provide protection for borrowers, homeowners, tenants and landlords due to the Coronavirus including:
For someone afraid of losing their home or being evicted, please reach out to Bryant or to me to understand your rights during this pandemic.
Bryant can be reached at www.OwenDunivan.com or BDunivan@OwenDunivan.com.
Please also visit our sponsor if you are an attorney or title company who wants a competitive quote on malpractice insurance. Sam@AttorneysFirst.com or www.AttorneysFirst.com.
Finally, to find 30+ ideas on how to increase income, decrease expenses, and become debt free, please go to www.ShawnMYesner.com/BecomeDebtFree to get a FREE copy of my newest book - Become Debt Free in Less Than One Hour!
What type of student loan do you have? Federal? Subsidized? Unsubsidized? Private?
What repayment options are there? Consolidation? PSLF? IDR? Settlement?
Can a bankruptcy discharge student loans and what are the options available in bankruptcy court?
This week's guest on the Crushing Debt Podcast is Joshua Cohen, the Student Loan Lawyer. Joshua's practice is focused solely on Student Loan resolutions. Today marks the release of his book, The Student Loan Lawyers' Guide to Understanding Student Loans in Plain English.
You can pick up a copy of Joshua's book on Amazon, or at www.TheStudentLoanLawyer.com/the-student-loan-lawyers-book.
Joshua and I discuss:
Finally, if you want to know what type of student loan you have, which often drives your available workout options, we have a website for you (but you have to listen to the episode to get it).
Please remember to visit our sponsor, Sam Cohen, if you are an attorney or title company that wants a competitive, realistic, apples-to-apples quote on malpractice insurance - Sam@AttorneysFirst.com or www.AttorneysFirst.com.
Some of these strategies discussed in this episode are also available in my new book, Become Debt Free in Less than One Hour, which is available at www.ShawnMYesner.com/BecomeDebtFree
Does your social media generate massive engagement and sales on demand?
Do you have access to any social media influencer with a simple call, text or email?
Can you create your own celebrity?
Or do only your friends and family engage on your social media?
Today's guest on the Crushing Debt Podcast is best-selling author, speaker, consultant, tech expert, advisor, CEO, entrepreneur and master connector, Ken Walls.
Ken uses live streaming and social media to develop build and grow:
Ken Live Streams every day and has used that to grow his businesses, make connections, and become a celebrity! You'll hear in today's episode how Ken used Social Media to become friends with and a vendor for Grant Cardone!
You can register for Stream Yard using Ken's affiliate link - www.GetStreamYard.com
Please refer an attorney or title agent you know to our sponsor, Sam Cohen at Attorneys First Insurance - Sam@AttorneysFirst.com or www.AttorneysFirst.com.
If you want to become debt free in less than one hour, please visit www.ShawnMYesner.com/BecomeDebtFree.
Do you feel like you have so much debt, you'll never dig yourself out?
You can control the amount of money you make simply by adjusting your mindset around money!
This week's guest on the Crushing Debt Podcast is Jacquelynn Peterson, a 20-year corporate veteran turned Joy and Purpose Advocate. Jacquelynn is an entrepreneur, speaker, visionary, and founder of Joyful Living Mindset.
You can reach Jacquelynn at:
Jacquelynn and I discuss:
Please remember to visit our sponsor at sam@AttorneysFirst.com, or www.AttorneysFirst.com.
For more information about how to become debt free, please visit www.ShawnMYesner.com/BecomeDebtFree
You can build the business and the life you want!
For two years, Steve Larsen was the Lead Funnel Builder at ClickFunnels for Russell Brunson, and put over 500 sales funnels under his belt, eventually earning a "Two Comma Club" award (a funnel that made over $1,000,000).
I recently launched my funnel, www.ShawnMYesner.com/BecomeDebtFree after taking the One Funnel Away Challenge (this is my affiliate link) with Steve as one of our coaches. Thanks to all of you who supported the funnel, we're helping people to get out of debt and I've hit the "One Comma Club" (over $1,000 generated from the funnel).
In today's episode, I interview Steve and his energy is infectious!
How did he feel using funnels to "bootstrap" his way to the event that introduced him to Russell?
What is it like to get that first subscriber, first sale? What about the 1,000th?
Learn the tips that Steve uses to discover his strengths and how he determines the next funnel or project.
You can find Steve at www.SteveJLarsen.com, and listen to his new Launch For Profit Podcast.
Finally, what would you do if you knew that you could not work after the next 90 days and you had to make one final offer to sustain your business moving forward? That is Steve's Your Final Offer course, which you can find at www.YourFinalOffer.com
Have you lost your job because of COVID?
Worried about Student Loan Collections?
Or are you able to super-charge payment of your student loan debt?
On this week's episode of The Crushing Debt Podcast, we have a returning guest, Christie Arkovich to talk about the different options available to address your student loans during COVID, like:
You can contact Christie at www.ChristieArkovich.com or Christie@ChristieArkovich.com.
Remember, Become Debt Free has launched. Get your FREE copy of my second book at www.ShawnMYesner.com/BecomeDebtFree !!
Debt settlement companies advertise that they can eliminate your debt for a fraction of what you owe, so should you hire one?
Certainly there are great debt settlement companies out there, and we get great referrals from them. Most debt settlement companies, however, can be a scam.
In this week’s episode of the Crushing Debt Podcast, I answer the following questions:
Please visit our sponsor, Sam Cohen, of Attorneys First Insurance at www.attorneysfirst.com.
Please also visit our new website to subscribe to the show - www.ShawnMYesner.com/subscribe
A short episode this week, but I also posted a "Trailer" Episode for the podcast yesterday, so you get two shorter releases this week. At the same time, I only want to create great content for you regardless of length!
This week's episode is part of a project that I worked on for the One Funnel Away challenge - The Origin Story for Yesner Law. I've told parts of this story within the podcast and on other podcasts, but never as raw as you're going to hear it this week.
My hope is that you take away some do's and don'ts, and gain a little insight into how and why I started the law firm.
Speaking of the One Funnel Away Challenge, start to look for other products I created to help people Become Debt Free - those should be rolling out in the coming weeks.
For those that subscribe already, thank you!
For those who are listening to this episode on the internet, I built a link for you to easily subscribe to the show on your favorite podcast player at https://www.ShawnMYesner.com/Subscribe
If you want to support the show, please share that "subscribe" link with one other person, either by email or on social media.
The Crushing Debt Podcast was created to help you eliminate the financial bullies in your life.
A "financial bully" is a collection company or creditor who threatens a lawsuit, garnishment, or makes repeated phone calls to try to collect a debt. It is a company with a "customer service" representative who only reads from a prepared script rather than trying to understand your financial hardships. A "financial bully" is a company that doesn't care about your current financial situation and only wants the money you allegedly owe.
The Crushing Debt Podcast provides practical answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics. I interview industry professionals and experts, as well as provide practical information you can use without all the "legalese."
The goal of the show is simple - I hope that you have more money at the end of the month, rather than more month at the end of the money.
After reading Profit First, my mindset around money, cash flow and profit changed forever!
On this week's episode of The Crushing Debt Podcast, I interview Mike Michalowicz (mi-KAL-o-wits), the author of Profit First, Clockwork, Surge, The Pumpkin Plan, and his newest release Fix This Next. By his 35th birthday, Mike had founded and sold two companies - one to private equity and another to a Fortune 500. Today he is running his third multi-million dollar venture, Profit First Professionals.
Mike is a former small business columnist for The Wall Street Journal and the former business makeover specialist on MSNBC. Over the years, Mike has traveled the globe speaking with thousands of entrepreneurs, and is here today to share the best of what he has learned.
Mike and I discuss:
Please visit our sponsor, Sam Cohen of Attorneys First Insurance for any questions regarding E&O Professional Liability Insurance for attorneys and title companies - Sam@AttorneysFirst.com or www.AttorneysFirst.com.
If you enjoyed this interview, please use the links above to view and buy Mike's books.
You can contact me at Shawn@YesnerLaw.com or www.YesnerLaw.com.
Are you sending your kids back to school in person?
Are you sending your kids to a pod or daycare for e-learning or distance learning?
Are you keeping your kids home for e-learning?
Regardless, it is not an easy decision, and one that affects your kids, our teachers, our school support staff and school administrators.
This week's guest on The Crushing Debt Podcast is Kellyann Goring, a former elementary school teacher with 22 years' experience who took early retirement and started www.Home2SchoolConnection.com to help parents and students understand how to successfully homeschool, distance learn, and go back to class in person.
Kellyann and I discuss:
You can reach Kellyann at the website above or by email at Kellyann@Home2SchoolConnection.com.
Please also visit our sponsor, Sam Cohen at Attorneys First Insurance if you are an attorney or title company that needs to buy or renew your professional liability insurance: Sam@AttorneysFirst.com or www.AttorneysFirst.com.
Let me know if you're sending your kids back to school, sending them to daycare or a pod, keeping them at home, or some other option: Shawn@YesnerLaw.com or www.YesnerLaw.com.
Do you have an emotional support animal? Do you have a Service Animal?
Do you know the difference between an emotional support animal and a service animal?
This week's guest on The Crushing Debt Podcast is Attorney April Goodwin of The Goodwin Law Firm. April focuses on Pet Law, including:
April also represents employers in employment law matters.
If you have questions for April you can reach her at April@Goodwin-Firm.com or www.Goodwin-Firm.com.
Please also visit our sponsor Sam Cohen at Attorneys First Insurance - Sam@AttorneysFirst.com or www.AttorneysFirst.com.
If you enjoy the content, please share this episode with someone you know. If you have questions for me - Shawn@YesnerLaw.com or www.YesnerLaw.com.
Do you want to learn proven secrets to grow your business into the top 4% of all businesses in your area?
Do you want to grow your company to be present in 48 states and Canada, with locations in multiple countries?
Do you want to build and semi-retire from multiple businesses?
Do you want to work with family?
Do you want to create a legacy?
Do you want your company to grow by more than 35%?
Today’s Crushing Debt Podcast Episode is my interview of Greg Winteregg, who did all of these things with him Dental Practice, his Dental Practice Management Company, and now his new business, Matterhorn Business Development.
Learn the secrets directly from Greg that allowed him to grow his company, mentor his clients to grow exponentially, and write a book.
Greg discusses the Four Pillars of Business Basics, and his processes that help him mentor his clients to an average 35% growth in their first year working with him!
You can contact Greg at Greg@MatterhornBizDev.com, or visit his website at www.MatterhornBizDev.com.
You can pick up a copy of Greg’s book Fun At Work on Amazon.com.
Please remember our sponsor, Sam Cohen at Attorneys First Insurance. Sam@AttorneysFirst.com or www.AttorneysFirst.com.
If you enjoy the content, please share with friends, family and on social media.
Contact me with questions at Shawn@YesnerLaw.com or www.YesnerLaw.com.
You can use bank products to pay down debt and increase your credit score!
Do you want to learn:
This week’s Crushing Debt Podcast episode is my interview with Christine Peters of www.CornerstoneMoneyCoach.com.
Christine’s mission is to help people manage their personal finances and achieve their financial goals without the stress and frustration.
Christine uses goal setting, budgeting, monitoring and accountability to help her clients.
One thing that we discuss, that impressed me is that Christine paid off SIX FIGURES OF DEBT in THREE YEARS!
You can contact Christine at Christine@CornerstoneMoneyCoach.com.
If you are a title company or attorney, please contact our sponsor - Sam Cohen at Attorneys First Insurance for a free, non-salesey quote. Sam@AttorneysFirst.com or www.AttorneysFirst.com.
I would appreciate if you comment on one thing that you learned, or what you enjoyed about this podcast episode! If you want to contact me directly - Shawn@YesnerLaw.com or www.YesnerLaw.com
For those who think Home Title Theft cannot happen, or will not happen to them, listen to this week's episode!
Jennie Restrepo, the Director of Implementation for Fraudshine State discusses the case of Linda Cleland, who was evicted from her free and clear childhood home in 2014.
Ms. Cleland was homeless for seven months and, after a three-year battle finally unwound the theft of her home and got back the title to her house.
The person who committed this crime served an eight-year prison sentence and then will serve fifteen years probation, but the hardship on Ms. Cleland was immeasurable.
Title insurance did not help her, the clerk of the court did not help her, and even the police were powerless to help Ms. Cleland.
Ultimately, the County prosecuting attorney was able to successfully record a document in the County public records to unwind all of the damage (including deeds and mortgage documents for many other people and properties, including Ms. Cleland).
Visit www.fraudshinestate.com/checkhere for your free title evaluation. You can then sign up for Fraudshine State's monthly monitoring service, or their firewall protection.
Fraudshine might have prevented the loss of Ms. Cleland's house, had it existed back in 2014.
If you think something has happened to the title to your house, contact my office for a free consultation or a connection to a local attorney who may be able to help you - Shawn@YesnerLaw.com or www.YesnerLaw.com.
If you are an attorney or title agency, please also visit our sponsor Sam Cohen at Attorneys First Insurance. Sam@AttorneysFirst.com or www.AttorneysFirst.com
Is your home protected from being stolen?
Did you know that someone can forge documents, record them in the County public records, then evict you from your home, and that is NOT covered by your title insurance policy!
Your home owner's insurance policy won't protect you from your house being stolen!
The Clerk of Court will allow the criminals to record fraudulent documents (although unintentionally as the Clerks do not check the documents for fraud)!
Even the police won't protect you from the criminal(s) that want to steal your house!
How do you protect yourself and your family?
Listen to this week's episode of The Crushing Debt Podcast with our friend, Kevin Overstreet, of Insured Title Agency, Synergy Title, Become a Better Agent, and Fraudshine State.
Kevin is a 22-year veteran of the title insurance industry, starting his career in the Midwest before moving to Florida 15 years ago.
Kevin is the founder of Fraudshine State, an initiative to rid Florida of the criminals that use title fraud to steal your home. Visit www.fraudshinestate.com/checkhere to get your free report, and from there you can sign up for monthly monitoring of all public records related to your home. You can also order Fraudshine's firewall protection. Learn more at Fraudshine State!
You can also email Kevin at Info@Fraudshine.com
Also visit our sponsor, Sam Cohen at Attorneys First Insurance at Sam@AttorneysFirst.com or www.AttorneysFirst.com.
If you find you have been the victim of title fraud or title theft, email me at Shawn@YesnerLaw.com or visit our website www.YesnerLaw.com. We can help victims of this crime to help them get their house back.
Are you tired of living paycheck to paycheck?
This episode of the Crushing Debt Podcast will show you how to pay off your home mortgage in less than 10 years!
You can buy real estate, a second home, or a vacation home with no background in real estate investing!
Learn how 30-year mortgages are akin to "financial prisons."
This week's guest is Robert Feol, who wrote the book "The Short Term Retirement Program: Break Out of Your Financial Prison." The tactics Robert writes about in his book show you how to accomplish anything you want financially through investment in real estate. This is not a book about flipping properties. It is a textbook on accumulating wealth.
You can reach Robert at RobertFeol@gmail.com. or visit his websites: www.ShortTermRetirement.com or www.DiscountPropertyWarehouse.net.
You can pick up the book here: https://www.amazon.com/Short-Term-Retirement-Program-Financial-Prison-ebook/dp/B083G68S45/ref=sr_1_1?dchild=1&keywords=The+Short+Term+Retirement+Program&qid=1592927005&sr=8-1
The book has picked up multiple accolades, including:
You can also reach me with any legal questions related to real estate acquisition at Shawn@YesnerLaw.com or www.YesnerLaw.com.
If you are an attorney or title company, also visit our sponsor, Sam Cohen at Attorneys First Insurance for any malpractice insurance coverage questions: Sam@attorneysfirst.com or www.AttorneysFirst.com.
Do you have old jewelry laying around?
Maybe a ring from your ex that you want to put to good use?
Maybe a piece from your childhood that no longer fits?
Do you have debt that you want to eliminate?
This week’s episode is my interview with Julie O’Brien, a GIA Graduate Gemologist with Les Olson Jewelers. You can reach her at JulieMyJeweler@gmail.com or www.LesOlsonJewelers.com.
How can you use Julie to value jewelry for a bankruptcy, probate or divorce?
What types of jewelry will Jewelry value (gold, silver, diamonds, gems, stones)?
Can Les Olson buy your high-end watches?
How can Julie help convert your jewelry to cash so you can pay expenses, pay creditors, or pay emergencies?
You don’t need to visit Julie in person. She can convert your jewelry to cash using a secure system that doesn’t require you to go into the store!
Please also visit our friend and sponsor Sam Cohen with Attorneys First Insurance - Sam@attorneysfirst.com or www.attorneysfirst.com - if you need malpractice coverage for your law firm or title company.
If you have questions about bankruptcy or want to make your creditors go away, please contact me at Shawn@YesnerLaw.com or www.YesnerLaw.com. If you want to value jewelry for probate or divorce purposes, please reach out. We can connect you to Julie, and to probate or divorce attorneys who can help!
In this week's episode of The Crushing Debt Podcast, we talk about professional liability insurance, malpractice insurance, errors & omissions insurance, and E&O insurance with our friend, show sponsor, and referral partner, Sam Cohen of Attorneys First Insurance Agency.
Sam and I talk about a variety of topics including:
If you are an attorney or title company and you want an honest and competitive quote, please contact Sam at Attorneys First Insurance.
If you know someone who would make a great guest on the show, please have them contact me by email or through the Yesner Law website.
I have remained silent about the racial issues in our Country. The reason for my silence is that: (1) I didn't know what to say, and (2) I didn't know how to say it in a manner that gives respect to what our Country is going through right now.
On this Bonus Episode of the Crushing Debt Podcast, I talk with my friend and referral partner, Bridgette Domingos, owner and founder of Domingos Law, a criminal defense law firm, to better education myself about the racial issue confronting our country, our society today. I thank Bridgette for helping with this difficult but important conversation.
If you want to make a difference, you can do so by: (1) treating everyone with respect and love, (2) stopping hateful speech, (3) and educating yourself and your family.
Please tune in to Bridgette as well as other community leaders at the "Where Do We Go From Here" panel discussion, Tuesday, July 9, 2020, from 6 - 8 PM (Eastern). You can attend at the Florida You Judge website.
Bridgette and I discuss a few uncomfortable topics like:
To reach Bridgette, you can email her, or visit her website.
Love each other, stay safe and wash your hands!
Last week, I spoke with Richard Ficca of Florida Coastal Insurance Agency about business interruption insurance. This week, we get the perspective of my friend and referral partner, Jim Jenkins, on the same issue, from a legal perspective.
Jim is the founding attorney of Jenkins Law PL, a lawfirm that handles business interruption claims, first party insurance claims, and personal injury claims throughout the State of Florida.
In this week’s episode, we cover:
Also listen to Episode 112, my interview with Jim about first party insurance claims generally.
You can email Jim here, or visit Jenkins Law on the internet.
Please visit our friend and sponsor Attorneys First Insurance and Sam Cohen, if you are an attorney or title company looking for malpractice insurance.
If you have suffered a loss due to business interruption, and you have questions about the viability and sustainability of your business, you can contact me too by email or on the Yesner Law Website.
Be safe, love each other, and wash your hands!
In this week’s episode of The Crushing Debt Podcast, I interview my friend, referral partner, and property & casualty agent, Rich Ficca, owner of Florida Coastal Insurance Agency.
With many businesses feeling the sting of COVID-19 and the resulting loss in business, Rich and I discuss Business Interruption Insurance claims, specifically:
You can contact Rich by email here, and you can visit his website here. You can also listen to Episode 69, where we discuss Hurricane preparedness here.
Please also visit our sponsor, Attorneys First Insurance, although Sam Cohen provides a different type of coverage (E&O Insurance for title companies and attorneys). Rich and Sam often refer clients to each other as they write different types of policies.
If you have questions about business interruption insurance, please: (a) subscribe to the podcast (for free) to automatically download next week’s episode (Part 2) where I interview attorney Jim Jenkins on this same topic, and (b) contact me by email, or visit my website, for additional information.
On this week’s episode of The Crushing Debt Podcast, we’re happy to have Brian Morris back on the show to talk about his new book - How to Wipe Your Dad’s Ass and Other Things his Doctor won’t tell you about Alzheimer’s.
Brian is NOT a doctor, nor is he a licensed caregiver for people suffering from dementia. Brian IS a son who watched and cared for his father who eventually did die from Alzheimer’s. Brian captures the end of his father’s life with raw, unfiltered reality and emotion. Brian also tells stories and gives practical advice to family members dealing with a loved one fighting this disease. I read this book and although I have no family members currently fighting dementia, I thought it was a fantastic book!
Brian and I discuss: (1) the financial impact of Alzheimer’s, (2) his purpose for writing the book, (3) the signs of dementia, (4) some “how to” and (5) other topics.
Brian was also a guest on Episode 57 (discussing AFLAC) and Episode 138 (the Profit Prophet).
You can find the book on Amazon here.
You can contact Brian here.
You can visit Brian’s website here.
Please also visit out sponsor, Attorneys First Insurance, if you are an attorney or title company seeking malpractice insurance.
If you have questions for me, or are caring for a senior with significant debt, please contact me here by email or at the Yesner Law website.
What can you do to protect your home from foreclosure if you’ve lost income or your job during the COVID-19 shutdown? As we re-emerge and re-open the economy in Phase 1, what should you do if you fell behind in your mortgage payments over the last few months?
A few weeks ago, I was interviewed on Tampa Bay Today with Shriner on Money Talk 1010 AM.
I thank Money Talk 1010AM and Tampa Bay Today with Shriner for allowing me to use that interview to turn into today’s podcast episode.
The main point to understand is that the forbearance does NOT save your home; it merely gives you some breathing room in your budget. You still need to catch up your mortgage payments when the forbearance is over, like loan modifications and repayment plans, and why a refinance after a forbearance is a bad idea.
Please remember to visit our sponsor, Attorneys First Insurance, if you are an attorney or title company and need a quote for malpractice insurance. If Sam Cohen doesn’t answer on the first ring, you are eligible for a substantial cash prize, or at least a sincere apology.
If you want to know how to use a forbearance correctly, to help you in a effort to save your home, please contact our office for a free consultation, Shawn@YesnerLaw.com or www.YesnerLaw.com.
In this week’s episode, I take some time to answer some great listener questions. Thank you all for keeping the questions coming in! I hope all of you are staying safe during the pandemic. Here in Tampa, FL (and in many other areas) starts Phase 1 to “reopen” the Country. We hope that everyone continues to stay safe and wash your hands!
Today, we cover:
This week’s episode, also references Episode 72 and Episode 74 with Bryan Levine.
Please also visit our sponsor, Sam Cohen, with Attorneys First Insurance, if you are an attorney or title company looking for an honest price on malpractice insurance.
Please continue to keep these great questions coming in, for us to answer on future episodes. Thank you for being a listener and please connect with me by email at Shawn@YesnerLaw.com, if there’s anything I can do to help as we hopefully emerge from this worldwide pandemic.