This week, we have a returning guest - Michael Holmes with Delta Credit Restoration. Michael was a guest on Episode 94.
In this week's episode, we talk about Debt Negotiation, and the creditor's violation of debt collection laws. If you're being contacted by a debt collector, there are some things you can do to protect yourself.
To contact Michael, visit his website or call him at 813-567-5855
This week's episode is an interview with Attorney Carmen Dellutri, a Board Certified Bankruptcy Attorney.
Carmen can be reached via his website.
Or order his new book on Amazon: Are You The Next Success Story? Take Back Control of Your Finances
Email Casey Byrus: CByrus@DellutriLawGroup.com and let her know you listened to this show, Carmen will mail you a book for free !!
Carmen and I talk about creditor harassment and how you can use the bankruptcy laws and consumer protection laws to help eliminate their debts.
I struggled with whether to make Episode 100 something different, or business as usual with another Crushing Debt Topic.
I hope you enjoy this combination of the two ...
I take a look back at the topics we've covered and the guests we've interviewed, to get a sense of where we've been, and where we are, so we can produce great content for you for the next 100 episodes.
If this is the first episode you've listened to, Thank You !
If you've been a listener for the last 99 episodes, Thank You!
This is my podcast, but it is for you, so what topics do you want me to cover? What guests do you want me to interview? How can I help you eliminate those financial bullies in your life?
In this episode of the podcast we talk, again, to Christie Arkovich about student loan debt relief.
Did your parents co-sign for your student loan? Did your parents borrow money to pay for your education? Federal Parent Plus loans are exactly that, money that mom and/or dad borrow so their child can go to school. In most cases, the child has an agreement to pay back mom and dad, but this agreement has no impact on the Federal Student Loan and its repayment. So what happens if the child cannot pay back the loan, in other words pay back the parents? Unfortunately mom and dad are still on the hook to the loan company. Christie has some good suggestions to help ease the pressure on mom and dad.
Christie and I also talk about a new Fannie Mae program where the homeowner can borrow money secured by a second mortgage against their home, to pay off their student loans - basically converting student loan debt into mortgage debt. You'll hear why I think this is a HORRIBLE idea, and you'll hear Christie's take on Fannie Mae's offer to help student loan borrowers with this new loan product.