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Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
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Now displaying: August, 2023
Aug 31, 2023

When is bankruptcy an option? 

What if someone makes good money, but they just can't make ends meet?

What options are available other than bankruptcy?

This week George had a conversation with someone (not in Florida) who was asking questions about bankruptcy - how does it work, when should someone file, what chapter, etc. This week George asks Shawn these questions and we discuss:

  • the emotions behind bankruptcy,
  • budgeting,
  • what happens to someone who works overtime,
  • does the court allow entertainment expenses (or money to have fun), and
  • other options available.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Aug 25, 2023

Why Will Most People Never Be Rich?

What Will Rich People Never Tell You?

Why are the Rich, Rich?

What are 8 Secrets From Very Rich People?

What are Steve Jobs's 10 Rules for Success?

What Books Will Teach You To Be Rich?

What are the 5 Rules to Business?

Today, Shawn and George dive into the world of Memes and Infographics!  We found these seven memes while researching other topics for the show. Today, we dive into all of these - what do we agree with? Disagree with?  Laugh at? Debunk?

To keep the show around our normal length, we only get into six of these lists. To hear us talk about the seventh, you'll have to visit our Patreon Page: https://www.patreon.com/crushingDebt 

Let us know if you enjoy this episode and, if so, please share it with your friends!

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

 

Aug 17, 2023

Is there any benefit to a reverse mortgage, or are they a scam?

Is it a problem that a reverse mortgage has to be repaid when the borrower no longer lives in the home?  Doesn't that eliminate the inheritance that would otherwise go to the kids?

Will a reverse mortgage create a deficit to the borrower if it is not repaid?

What can you do with a reverse mortgage?  What can you use it for?

What is the difference between a reverse mortgage and a HECM?

In this week's episode Shawn and George talk to returning guest Michael Banner of www.LetsMoveForwardInReverse.com

Michael became a licensed mortgage professional in 1982. Approximately 15 years ago his passion took a new direction, as his career became focused on assisting the senior segment of our industry as they approached, or were already in, the retirement portion of their lives. The gift of the "longer life spans" can sometimes be a "double edged sword" and Michael devoted his career to helping seniors with reverse mortgages. Michael is a nationally known speaker and published author, and has performed education classes for more than 20,000 financial planners, independent financial advisors, long term care insurance agents, attorneys and Realtors on the topic of The Use of Home Equity During Retirement. Over the last decade, he has appeared on hundreds of national, local and regional television, and radio broadcasts and his articles on the topic of Reverse Mortgages have appeared in the a variety of industry leading publications and blogs.

You can also listen to Episode 120 to hear Michael's first interview on the Reverse Mortgage Industry!  

https://yesnerlawpodcast.libsyn.com/episode-120-safely-using-a-reverse-mortgage-with-michael-banner

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Aug 10, 2023

This episode will be published on the first day of school for most schools in the Tampa Bay area.  Are your kids back to school yet?  Did you survive the summer?

What about "Back To School Shopping?"  How did you navigate with your budget and manage back to school shopping for your kids?

In this week's episode, George and Shawn talk about back to school shopping, sales tax holidays, school uniforms, and other lessons learned in saving money during back to school time.

We also wrap up the July No Spend Challenge.  How did you do?  Were you able to save money? If so, what are you using that money for?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Aug 3, 2023

What is your biggest fear? Heights? Bugs? Public Speaking? IRS Audit?

How (or what) is the biggest and baddest collection agency in the country (at least by perception)?

What if you owe money to the that collection agency (i.e. the IRS)?

On this week's episode, Shawn & George talk to Claudia Moncarz, owner of Moncarz Law, helping people to negotiate and settle debts with the IRS and avoid or resolve audit issues.

George, Shawn & Claudia talk about

  • How to avoid being audited by the IRS
  • What to do if you owe the IRS money
  • How to keep track of your IRS Account and the IRS's next move
  • How the IRS views and treats cryptocurrency

Claudia also created My Tax Alarm (www.mytaxalarm) which is a similar service to a credit reporting service, but monitors your IRS Account!

You can contact Claudia at:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

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