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Crushing Debt Podcast

The Crushing Debt Podcast is for people who want to eliminate the financial bullies in their lives. It is for listeners who want more money at the end of the month, rather than more month at the end of the money. The podcast provides answers around such topics as real estate litigation, partition, quiet title, chapter 7 liquidation, chapter 13 reorganization, and Chapter 11 business bankruptcies, short sales, loan modifications, creditor harassment and other related topics.
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Now displaying: 2024
Jun 20, 2024

What is the secret to holistic success?

How to get holistic success?

What are the five E's to holistic success?

This week's guest on the Crushing Debt Podcast is Jesse Johnson, Founder and CEO of Champion Empire. We talk to Jesse about his amazing story and why he does what he does. Jesse and his companies have helped his clients pay off over $5 million in personal debt, and increase their take-home income. 

You can contact Jesse at:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsors:

  • Magic Mind - https://www.magicmind.com/CRUSHING20 The World's First Mental Performance Shot!  Use our code for 20% off!
  • Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support Pancreatic Cancer research and detection by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Jun 13, 2024

What in the heck does "Spaving" mean? 

Should you buy the BOGO?

Should you buy something just because it is on sale?

Buy 3, get the fourth free - good deal or no?

This is a week of returns for the Crushing Debt Podcast.  George is back after a one-week hiatus. And we welcome back a former sponsor - Magic Mind!  I'm sipping my Magic Mind as I post today's show. I drink it with my morning coffee and it helps me to stay focused all day, without the jitters!

You can learn more about spaving by listening to this week's episode, and you can check out these articles:

Let us know if you get caught Spaving and, if you enjoy the podcast, please share it with your friends!

Please also visit our sponsors:

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and to support Pancreatic Cancer education and research, please join our team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Jun 6, 2024

Do you enjoy paying taxes to the government?

Do you want to keep more of your profit or gain from the sale of assets?

Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets?

This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwide qualified intermediary for 1031 exchanges. Dave has built his business around a model of education, teaching continuing education courses for Realtor associations throughout the country, as well as educational investor webinars for title companies, attorneys, and real estate brokerages. 

Dave advocates for the strategic use of defering tax gains using section 1031 of the Internal Revenue Code (the 1031 Exchange). Dave is an example of using the tax code to his advantage  over the years to position his investment portfolio to buy and live on a sailboat for 10 years raising his children.

Dave didn't start with 1031 Exchanges, but learned the hard way when the government took 40% of the profits from one of his first sales in the form of taxes.  Shawn talks to Dave about some of the benefits of using Section 1031 as an investment strategy.

You can contact Dave at Dave@The1031Investor.com or visit his website www.The1031Investor.com

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And we are always accepting donations to support Pancreatic Cancer education, detection and research by joining Shawn's PanCAN team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

May 30, 2024

Can you spot a scam?

Do you know when someone is trying to hack your accounts?

Have you ever been a victim of fraud and how can you avoid it?

This week's episode starts with a letter that Shawn received from the Social Security Administration. Shawn has been getting a lot of mail lately from the SSA because of benefits for his late wife. However, this letter was address to Shawn's son (red flag), included his wife's cell phone number (second red flag), asked that his son have his bank account information handy (MAJOR red flag), said that Shawn's son had requested the appointment (no he didn't), and provided a date and time when an SSA representative would call him (GINORMOUS RED FLAG).

What would you do in a situation like that? What did Shawn do?

George and Shawn also discuss other hacks, like sim card hacks, and ways to prevent or monitor and quickly catch potential hacks.

If you want to hear how Shawn dealt with this, then listed to today's episode! If today's episode has value, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and you can support Pancreatic Cancer research and education by donating to Shawn's PanCAN Team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08 

May 23, 2024

This is a question I get quite often - "How much debt do I need to have in order to file bankruptcy?"

The answer might surprise you - it depends!

Are you self-employed?

Have you had a drop in income?

What type of debt do you have? Business debt? Medical? IRS?

Typically, our answer is that you need to have more debt than you can repay over a reasonable period of time.  So someone with $30,000 in debt who makes $50,000 per year may be a good candidate for bankruptcy. Whereas someone with $100,000 in debt who makes $1 million per year may be a bad candidate for bankruptcy.

Today's discussion stems from a conversation George had with a potential client. This person bought a new car for $25,000, with payments of $725 per month on a 5-year loan at 20% interest!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

 

May 16, 2024

What are the benefits of owning your commercial building?

What are the drawbacks of owning your commercial building?

Are you a small business owner, worried about how you're going to fit in your current lease space? Maybe it's too small, maybe it's too big, and maybe your space could provide an additional source of revenue to your business!

Finally, what special milestone is the Crushing Debt Podcast celebrating with this episode?

Shawn & George have talked before about the pros and cons of owning versus leasing when it comes to your primary residence and your car, but today, we talk to Paul Neal, author of the book "Un-Lease Your Business: Unlock Wealth, Autonomy and Control By Buying Your Building and Firing Your Landlord." Paul is a commercial real estate financing expert specializing in guiding business owners just like you to buy their first piece of commercial real estate. 

George and Shawn talk to Paul about owning versus leasing, business credit, the availability of space for your business, and other related topics. You can find Paul, and get a copy of his book at: www.OwnYourBuildingNow.com, or on Amazon.

As we celebrate George's two-year anniversary as co-host of the podcast, let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. We are proud to have raised over $12,000 to support Pancreatic Cancer research and education. Although the Purple Stride walk is over for 2024, there's still an opportunit to join Shawn's team for next year's walk and to continue to support the families impacted by this terrible disease. Visit MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

May 9, 2024

What factors make up your credit score?

How does your score increase and decrease?

What are some credit myths?

What does FICO stand for?

There are five factors that make up your credit score:

  • Payment history (35%)
  • Credit Utilization (30%)
  • Length of Credit History (15%)
  • Credit Mix (10%)
  • New Credit (10%)

In this week's episode, George and Shawn talk about your credit score, the way the five factors above increase or decrease your score, and why your score is important.

You can read Shawn's blog post here: https://www.yesnerlaw.com/five-factors-that-make-up-credit-score/

You can also check your score, for free, at https://www.annualcreditreport.com/ which is the only free credit report site supported by the United States Federal Trade Commission (FTC).

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

While this year's Purple Stride walk is over, you can still support Shawn's team to fight Pancreatic Cancer at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Apr 25, 2024

Where do you shop for everyday necessities?

Can you save money by switching to an online shopping club?

Can you save money by switching stores?

Can you generate money by shopping?

Can you use shopping to get out of debt?

This week George and Shawn talk to Mark Roth with The Patriot Shopping Club. Mark works with the largest online shopping club in North America and can help you to save money and generate income based on where you shop and what necessities you shop for online.

Mark is a Dave Ramsey Financial Coach, who completed Financial Peace University in 2019. In 2018, Mark was in about $150,000 of debt. Today, Mark is debt free! Personally, Mark is a personal trainer, nutrition coach, and a black belt in Tae Kwando. 

You can connect with Mark at Mark.Roth56@gmail.com, or www.ThePatriotShoppingClub.com/Roth.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

The Purple Stride walk is this Saturday, if you're listening on the day of the release. You can join Shawn's fight against pancreatic cancer by joining his team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  (if you're listening after the date of release, you can join our team for next year!)

Apr 18, 2024

How long would it take to pay off $141,000 in debt?

How would you do it?  What would you do first?

Is it okay to invest while still in debt?

This week's guest is Amanda Sharratt.  Amanda and her husband found themselves in over $141,000 in debt from student loans, credit cards, and other obligations, and they PAID IT OFF in THREE YEARS!!  In this week's episode, we talk about how they got into debt, and how they got out of it (spoiler, without filing bankruptcy).

At the time of our interview, Amanda was COO and a Financial Advisor with Whitaker-Myers Wealth Managers, Ltd.  As of the time we posted this episode, she is no longer with that company.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

We are just about one week away from the Purple Stride walk benefiting the Pancreatic Cancer Action Network (PanCAN).  You can join Shawn's efforts to diagnose and treat pancreatic cancer at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08 

Apr 11, 2024

Can you become debt free with just a few hundred dollars left at the end of the month?

If you could eliminate the payment of interest, would that help you to be debt free?

Would you want to be out of debt in five to ten years?

How is the payment of debt more like a GPS than a paper map?

This week, Shawn & George talk to Brian Nates and Tammy Gardner about the Money Max Account system of paying off debt sooner, therefore savings tens of thousands, or hundreds of thousands of dollars in interest! The Money Max Account is a way to tangibly predict when you will be debt free by following the system, but more important it will also tell you the financial impact of various purchases, like:

  • How will buying that investment home impact your ability to become debt free?
  • Should we put our vacation on credit, or save and pay cash, and should we take that vacation 2 months in the future? Six months? Ten months?

Brian has been in the financial industry for 18 years. He is the owner of Nates Financial Group, LLC, a coach & mentor to over 2,000 agents and an "outside the box" thinker in Financial Services, Business Development and Product Development. Brian is driven to educate, consult and be involved with programs that make a real tangible impact for people and the community as a whole.

Tammy lives in Clearwater, Florida (home of the Crushing Debt Podcast), and was an Economics major in College at the University of New Mexico. Tammy spent 35 years in the lending industry, initially as a Mortgage loan officer, then spent 10 years behind the scenes in loan servicing, audits and compliance. About 10 years ago, after seeing how the lending industry is truly set up for the banks to win at the expense of consumers, Tammy became a financial advisor. She is passionate about empowering individuals and businesses to make informed financial decisions that put their money to work for them, rather than the banks!

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. We only have a few weeks left before the PanCAN Purple Stride walk and you can join Shawn's team in honor of his late wife Melanie at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08 

Apr 4, 2024

What is the "Cash Stuffing" method?

What is Home Equity Sharing, or a Home Equity Appreciation Agreement?

Should you get a HELOC?

How can you become a gazillionaire overnight?

Are there any useful tips on Tik Tok?

This week Shawn & George are reviewing advice from Tik Tok because, everything on the internet is true! In this week's episode, we play a clip from Tik Tok and then talk about whether the advice is good, bad or ugly.  We hear Tik Tok advice from:

  • @Rochelleadamsonbudgets
  • @cnbcselect
  • @grantcardone
  • @Maconomics
  • @Jaiferrell_realestate
  • @Timbargfrede_mortgages
  • @Robweinberg
  • @Jackchenderson
  • @OfficialBiggerPockets
  • @realkingkhang

You can judge for yourself which advice is spot on, which advice is scary, and which advice is just plain wrong!  Please note that we play these clips for entertainment purposes only and neither Shawn, George nor the Crushing Debt Podcast are endorsing any strategy or Tik Tok clip that we play.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com  or visit www.YesnerLaw.com

The PanCAN Purple Stride walk is just a few weeks away and there is still time to support MY Legacy Striders. Any donation, no matter how small, helps!  http://support.pancan.org/goto/MYLegacyStriders08  

Mar 28, 2024

"Sign, sign, everywhere a sign." -Five Man Electrical Band

What are the signs that you might need some financial help?

What are some things to look for or listen for to determine whether you might want to talk to a financial coach? Signs that you might need to seek legal counsel?

On this week's episode of the Crushing Debt Podcast, George and Shawn talk about the various signs that someone might need help, or might be in trouble financially. 

There are some common signs, like living paycheck to paycheck.

There are some signs that suggest you may need some coaching or accountability, like help creating a budget, being on the "hamster wheel," avoiding your mail, using cards for necessities, and feeling like you need to "keep up with the Joneses."

There are some signs that you need to seek out legal counsel, like getting sued, getting calls from creditors, bouncing checks or overdrawing your account, or an inability to pay for necessities. 

"Do this don't do that. Can't you read the sign?"

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. Plus, there is still time to join Shawn's Purple Walk team to support PanCAN - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

 

Mar 21, 2024

How does debt play a role in different ages and milestones?

How do we minimize the negative impact of debt during each stage of our life?

In there a difference in how debt during young adulthood, mid-life, and retirement?

What is the average debt per person in the US, versus the average salary in the US (hint, visit www.USADebtClock.com)?

In this week's episode, George and Shawn talk about the different types of debt that we have to manage as we make our way through the different stages of life, for example student loans for young adults, mortgages and consumer debt in mid-life, and medical debt later in life. We also discuss different strategies for avoiding or managing debt at every stage, as well as some universal tips regardless of age or stage.

Let us know if there's anything we missed, and if you enjoyed this episode please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

To join our fight against pancreatic cancer, join Shawn's team, MY Legacy Striders at http://support.pancan.org/goto/MYLegacyStriders08  

Mar 14, 2024

Happy Spring Break! How did you spend your Spring Break?

On this week's episode of The Crushing Debt Podcast, Shawn & George talk about:

  • Vacation spending
  • Vacation technology
  • Reverse Mortgage issues
  • When to start planning
  • Housing rates & Interest rates

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support research & prevention of Pancreatic Cancer by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Mar 7, 2024

What are some financial stressors out there?

What triggers your financial stress?

What is Surge Pricing?  Dynamic Pricing?

In this week's episode, Shawn & George talk about the various things that can cause financial stress.  Situations like: bankruptcy & foreclosure, job loss, reduced work hours or income, lack of savings, debt, health care costs, separation or divorce, the loss of a spouse, taxes, food and living expenses, and housing expenses among others.

Did we miss any?  What are some of your financial stressors and how do you deal with them?

Then, we talk about surge pricing or dynamic pricing - something that theme parks, airlines and uber have been doing for years. When the price of something increases during peak usage time, and decreases during non-peak usage time, that's surge pricing. Blackout dates are another good example of surge pricing. Recently, Wendy's announced (and then recanted) that they were going to implement surge pricing. Imagine a cheeseburger being more expensive during lunch than at 3 in the afternoon. Or image junk food being more expensive late at night than early in the morning.

Wendy’s says ‘dynamic pricing’ is different from ‘surge pricing,’ but whatever it’s called may still alienate customers (yahoo.com)

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor (who never surge prices), Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page (again, no surge pricing): https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. We are also still fundraising to fight pancreatic cancer - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Feb 29, 2024

If you have adult kids living with you, do you charge them rent?

If you are living with your parents, do you pay or contribute to household expenses?

Do you support your friends or family financially?

Are you a part of the sandwich generation?

This week, George and Shawn tackle the topic of contributing to household expenses. Nearly 1/3 of 18 - 34 year olds are living at home with mom and dad, and nearly 3/4 of them are contributing financially, according to an article on Yahoo.com - https://finance.yahoo.com/news/sure-hope-won-t-let-120000054.html

In addition, more than 20% of all americans are relying on friends or family for additional support - https://finance.yahoo.com/news/over-1-5-americans-counting-173000561.html

We talk about why these numbers are relevant, as well as when you should start talking to your kids about money, and about contributing to the household.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and support Shawn's Purple Stride team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Feb 22, 2024

Should you lease or buy?

What happens when your lease is over?

Should you buy out your lease?  Buy a new car?  Lease a new car?  Buy a pre-owned car?

Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com plus you can help support pancreatic cancer research and education by joining Shawn's PanCAN Purple Stride team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Feb 15, 2024

Should your partner get a second job, when you both make over six-figures?

Where was the world's first paper money created?

What is the origin of the "greenback" nickname?

What is the origin of the $ symbol for the US dollar?

Each week, George and Shawn (mostly George) finds interesting articles on the internet discussing various topics, questions, advice or other information.  This week, it's a few relationship questions from slate.com (https://slate.com/business/2024/02/boyfriend-second-job-salary-personal-finance-advice.html).

After that, how well do you know your money: https://trivia.fyi/money-trivia/

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and you can support pancreatic cancer research and prevention in honor of Shawn's late wife Melanie by visiting MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08 

Feb 8, 2024

What are the signs of financial anxiety?

How does financial anxiety affect you?

How can you handle financial anxiety?

We apologize for the audio quality of last week's episode. Apparently, taking a month hiatus also impacted our recording equipment! That issue has been fixed, and the quality of Shawn's voice this week is all mother nature's fault.  George takes the lead this week, talking about financial anxiety, and how to recognize it and address it.

One of the more important factors in financial anxiety is to understand that you're not alone, nor unique. Many people have been through financial stress or anxiety and resolved their issues - you can too!

This week's episode is based on an article we found at www.healthline.com/health/anxiety/money-anxiety 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

You can also help support pancreatic cancer research and prevention by making a donation to Shawn's PanCAN Purple Stride walk. MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Feb 1, 2024

After a one-month hiatus, we are back with new episodes of The Crushing Debt Podcast!

Have you experienced any life changes recently?

How did those changes impact your budget?

Our apologies for our silence during the month of January. In this epsidoe, we explain our absence and how it relates to both the Podcast, our daily lives, budgets, debts, medical bills, and other issues related to major life changes.

This episode is dedicated to the memory of Melanie Yesner. To donate or join MY Legacy Striders, raising money for PanCAN on the Purple Stride Walk on April 27, 2024, visit the following link: http://support.pancan.org/goto/MYLegacyStriders08 

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

Jan 2, 2024

Welcome to the first episode of 2024 - which should have been the last of 2023 except for a technical glitch.

Why is a wholistic approach to health insurance, life insurance and wealth building important?

How can you create a healthy money mindset?

George is solo this week, speaking with Paola Rodriguez, a wealth building and insurance expert. She is a proud native of Dominican Republic, a graduate of the University of Florida, and an active member of the Tampa community. She was one of the founding members of the Tampa Bay Latin Chamber and is on the board of the Hispanic professional women’s association.

As the owner of Rodriguez Wealth Group, Paola has helped hundreds of families protect their health and financial nest egg through health and life insurance. 

Paola’s big audacious goal is to help 200,000 families become financially free.

Paula can be found on:

Let us know if you enjoy this episode and, if so, please share it with your friends!

Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com

Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt 

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach 

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com

We're going to take a small hiatus, but will be back mid-January with new episodes!

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