Merry Christmas, Happy Hanukkah, and Happy Holidays from all of us at The Crushing Debt Podcast. We hope you had a great holiday season.
This is our last episode of 2024, but we'll be back next week with all new episodes and some great content for 2025.
The holiday season brings a lot of things - family, presents, food, songs, and especially movies!
There are some great holiday movies - Home Alone, Christmas Vacation, Elf, Scrooged, The Grinch, It's a Wonderful Life, A Christmas Story, Jingle All the Way, Polar Express, The Santa Clause, and others.
What money lessons do we get from these movies? That is the topic of today's episode. Plus, we answer the age-old question, is Die Hard a Christmas Movie (and what money lesson does it teach us)?
Let us know some of your favorite movies and the money lessons learned from those movies. If you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's 2025 PanCAN team, Legacy Striders: http://support.pancan.org/goto/MYLegacy8
What goals did you accomplish in 2024?
What financial accomplishments did you achieve in 2024? What were your financial wins?
What goals will you set for 2025?
In our second to last episode for 2024, Shawn & George talk about their own personal and business financial goals, for themselves, their families, their companies, and for the podcast!
What do you want to see from our show in 2025 (and beyond)?
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8
What is it like to rebuild after a foreclosure, after a bankruptcy?
What is the real cause of foreclosure, bankruptcy and financial distress?
While we have talked about these topics before, this week's guest overcame all of it to form a non-profit that helps people who find themselves in this situation.
This week, Shawn & George interview Michael Russell, with Hope 4 Harship, and also the President/Owner of Century 21 Signature Properties, one of the original CENTURY 21 franchises in the country. Hear Micheal's story about divorce, foreclosures, short sales, bankruptcies, and how he overcame that financial distress.
We talk about how banks really don't want to foreclose, and how they want to offer assistance (which may or may not be home retention). We talk about partial claim mortgages, loan modifications, forbearances and the pros and cons of each. We talk about judicial and non-judicial foreclosures and the differences between them. And yes, we talk a little about bankruptcy.
To contact Michael:
Media Contact – To arrange for a phone briefing or segment, contact - Steven V. Dubin, PR Works, Office – (781) 582-1061, Mobile – (781) 864-1837, Email – Sdubin@PRWorkZone.com
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders
Welcome to December! We hope everyone had a great Thanksgiving holiday and you were able to reflect on what you are thankful for this year.
Now we focus on the holidays, which means buying gifts (which is amplified in Shawn's household with the addition of multiple family birthdays in the month of December).
How do you control your holiday spending?
Do you control your holiday spending?
In this week's episode Shawn & George talk about different ideas to keep holiday spending under control, including ideas like:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders.
Happy Thanksgiving from all of us at the Crushing Debt Podcast!
What financial milestones did you hit this year?
What financial wins did you have this year?
Do you look forward to Black Friday, or do you dread it (and do you notice that it gets longer and longer every year)?
How do you save money or stretch your budget every year during the holidays?
George and Shawn talk about all of these topics and more on today's episode.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders.
Red or Blue? Republican or Democrat (or some other political party)?
Our goal on this week's episode is not to debate one candidate over another, or one party's philosophy over another's, but we did think we would take time after the recent election to talk about the various fiscal policies proposed or promoted by the candidates.
How will President Trump's reelection impact areas like:
Rather than promoting or criticizing one candidate or one party's position, we simply discuss what the candidates wanted to accomplish around these financial topics and more.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
How do you teach your kids about money?
How do you teach your kids to save money?
Is it better to invest in a Certificate of Deposit (CD), Money Market Account, IRA, College Plan, or something else?
Do your kids know the "Rule of 7?"
This week's Crushing Debt Podcase episode is inspired by Shawn's son's Bar Mitzvah, where he received quite a bit of money in the forms of gift cards, checks, cash, and even a portion of a Real Estate Mortgage and Note. That got us to thinking - how do you teach your kids about money?
What is more important - short term or long term? How important is learning patience when it comes to money? Do you get the kids something tangible to represent the investment?
We answer these questions and more on this week's episode.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders0
What is Zombie Debt?
How do you resurrect your finances after debt rises from the grave?
How do you protect yourself from old debt?
What happens when debt expires?
Happy Halloween!! Debt doesn't have to be scary, but debt that resurrects itself can be. What is more scary than debt is burying your head or ignoring your debt. In the State of Florida, debt is valid for 20 years from the time a judgment is entered (and we have seen one or two cases where the creditor filed to extend the debt beyond it's 20-year life). In some cases, creditors are trying to collect debt that has been discharged in bankruptcy, that has been expired, or that is beyond the statute of limitations.
What can someone do in a scenario like this? How can you protect yourself? That's the subject of today's podcast episode.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
How can you get the government to give you money to pay rent, mortgages and utilities?
Is grant money easy to get? Do you have to pay it back?
This week's episode is one of the few that carry an "Explicit" tag, so if you don't like the occassional bad word, please skip today's episode and we'll talk to you again next week.
This week's guest is Matthew Lesko, a renown expert in government grants and financial aid, known for helping individuals access funding opportunities. He has been studying grants for nearly 48 years, has been awared two New York Times Best Sellers, and has been a syndicated columnist for The New York Times and Good Housekeeping Magazine.
Shawn & George talk to Matthew about government grants including how to get them, common misconceptions, and other useful websites and resources to get FREE MONEY!
Specifically, some of the sites mentioned:
There are TONS of resources out there to help you with starting a business, disaster funding, veteran's benefits, etc. You have to do some due diligence and research, but you can find sources that will grant you various amounts of money.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
How well do you know your financial slang?
How often do you use financial slang?
Back in Episode 433, we discussed some new terms - HENRY (High Earner Not Rich Yet), ALICE (Asset Limited, Income Constrained, Employed) and DINK (Dual Income No Kids). That got us to thinking, what other slang words are there?
We have some of the common ones:
However, we found some lesser-known, but still slang terms. To learn what these mean, you'll have to listen to today's episode:
Which ones do you know? Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our *Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What do you do after a storm or other natural disaster?
Last week, Hurricana Helene impacted Florida, Georgia, Tennessee and the Carolinas. While the eye of the storm didn't directly hit Tampa Bay, this area suffered a tremendous amount of storm surge and flood damage.
We hope that our listeners made it through the storm okay, but we recognize that many of our friends, family and listeners were not so lucky. The purpose of this week's episode is to provide resources to assist those of you impacted by Hurricane Helene, or if you are impacted by some natural disaster in the future.
Some things you should immediately do:
Let us know if you need anything following Hurricane Helene, or share this episode with friends who may need some help!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
Where do you get your financial advice?
TikTok or other social media?
From a Financial Advisor, CPA, or attorney?
From parents or friends?
In this week's episode, Shawn & George take a look at some common tips that most people promote as financial advice. What can we debunk, what can we learn from, what is solid advice? Things like:
What other financial advice have you received? What has been good about that advice? What has been bad? Please reach out and share your pros and cons of verious financial advice you received!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
Who is H.E.N.R.Y.?
Who is his friend A.L.I.C.E.?
What are some signs that you might be dealing with a H.E.N.R.Y.?
In 2003, Shawn Tully wrote an article for Fortune Magazine introducing us to H.E.N.R.Y. - High Earner Not Rich Yet. This is someone who makes between $250,000 and $500,000 per year, but because of taxes, housing and family costs, basically lives paycheck to paycheck.
In this week's episode, George and Shawn talk about H.E.N.R.Y. and his friends, A.L.I.C.E. (Asset Limited, Income Constrained, Employed) and D.I.N.K. (Dual Income, No Kids).
What are the pros and cons of being H.E.N.R.Y.? How can you break the cycle to become rich and stop being H.E.N.R.Y.? How can you climb out of the hole if you're A.L.I.C.E.?
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What would you do if you lost it all?
How would you recover after the crash of the market?
In today's podcast espidose, Shawn & George talk to Kevin Bupp, a real estate investor, podcast host, and best-selling author. Kevin had over one hundred single-family homes until the Great Recession in 2008, when he found himself in foreclosure and lost everything. Slowly, he rebuilt his financial life and today is again a successful real estate investor focusing on mobile home parks, parking lots, and other commercial deals through his private equity firm, Sunrise Capital Investors. Find out the secrets to Kevin's success in today's episode.
You can listen to Kevin's podcast, "Real Estate Investing for Cash Flow" wherever you listen to podcasts. You can pick up a copy of his book, "The Cash Flow Investor."
You can also connect with Kevin:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
George has been a co-host of the show for more than two years, but what the heck does he do?
We know what a swing coach would do in golf, what a pitching coach would do in baseball, what a QB coach would do in football, even what a business coach would do for a business owner, but what does a financial coach do?
On this week's episode Shawn & George discuss Financial Coaching. What it is and what financial coaches do for their clients, which is basically:
When you step back and look, this is what any coach would do on any subject, really. We also talk about how to choose a financial coach, and what things you should look for in a financial coach.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What lessons would you tell your younger self?
What lessons did you learn that you want to pass off to your kids?
In this week's episode, George & Shawn talk about what they've learned that they can pass on to their kids, or things they might do differently if they could rewind time.
Things like:
What other money lessons have you learned that you would tell your younger self or your kids?
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What is your favorite roller coaster? Are you a fan of wooden coasters? Thrill-ride coasters? Coasters that go upside down? Coasters contained totally inside?
What is your favorite theme park?
Would you take out a loan to fund your vacation?
Would you fund your vacation with credit card debt?
What are some money-saving techniques that you can implement to reduce the cost or expense of your vacation?
Shawn & his family just got back from a trip to Disney World in Orlando, Florida. One of our listeners (thanks Ford Kyes!) sent us an article titled "Disney World Beckons These Families. So Does Debt" from the Tampa Bay Times: https://www.tampabay.com/news/business/2024/07/31/disney-world-beckons-these-families-so-does-debt/
In this week's episode, Shawn & George talk about how to vacation on a budget. And while Disney is notorious for being expensive, this is not a conversation limited to Disney. It applies to all the theme parks equally - Disney, Universal Studios, Legoland, Six Flags, Great Wolf Lodge, etc. For example:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What would you do if Money were no issue?
What stage of life are you in currently, and how does that change your plan for your Money, how does that change your goals around Money, and how does that change how you think about Money?
Are you ready to transform your financial future?
After a one-week hiatus (sorry - summer vacations got in the way of recording), Shawn & George are back to talk to Sara LaChance, owner, founder and financial coach at Flourish Coaching. Sara wants to help people and prevent the mistakes, arguments, and stress that accompany money. Money is a powerful tool that can be used for so much good. Sara hopes to help people achieve their money goals and make real change in the world.
Sara works with and has programs for Independent Adults, Newly Engaged Couples, Married Couples and Business Owners, but she focuses on Divorced Women and Single Moms.
You can reach Sara at:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to support Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
Have you contributed to someone's GoFundMe?
Have you helped a friend with a Kickstarter Campaign?
What lessons can you learn from Skeletor?
In this week's episode Shawn & George talk about Crowdsourcing or Crowdfunding. What are some things you can do to help, and what are some things you should avoid? What are the various platforms available - although there are likely TONS more out there than what we cover in today's episode, including:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What is the biggest trap in real estate investing?
How can you avoid it?
What lessons can you take from what has happened to others in this scenario?
In this week's episode, Shawn tells the unfortunate story of clients of his, and what happened to them happens more often than you would think. Imagine buying property at the Courthouse Auction. You think you've bought your dream home and, not only that, but you bought it at a GREAT price! Then, all of the sudden, you learn that in order to keep this dream home or investment property, you need to pay MORE money to eliminate more liens and mortgages! How is this possible?
Shawn tells the unfortunate story of how an investment of about $400 would have saved his clients $180,000! What could these clients have done differently? What could each of the parties involved have done differently?
We have discussed these issues in previous episodes, including:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
Happy Fourth of July!
What are some ways that you celebrate this, or any other holiday, and save money?
On today's episode of the Crushing Debt Podcast, Shawn & George talk about a few different ways that you can celebrate a holiday without breaking the bank.
We would love to hear your tips, or if we forgot anything.
Please also visit our sponsors:
Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support Pancreatic Cancer education and research by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
When do you tip?
Do you tip based on the bill? Pre-tax or post-tax?
Do you increase or decrease your tip based on service?
What is the minimum or average tip you typically give?
This week's episode is inspired by a listener / previous guest Sue Reynolds (you can hear her episode, 248, here: https://yesnerlawpodcast.libsyn.com/when-you-cant-pay-your-mortgage-episode-248). Sue asked when and whether we tip, which is a topic we've never before discussed on the show!
How do you avoid tip shaming? Do you tip at a fast food restaurant? Do you tip the owner when the owner provides the service to you? What is standard these days and is it based on industry - for example food service versus haircuts? When you tip, but you've received a discount, do you tip on the pre-discount or post-discount amount? Or do you tip a flat fee regardless of the cost? Should servers at more expensive restaurants make more in tips simply because their food is more expensive? Should wait staff make more in tips simply because they served a table that also orders alcohol versus a table that does not?
George and Shawn discuss all of these issues, and give real life examples of when they have (or have not) tipped.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
If you want to leave Shawn & George a tip, you can visit our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also help support efforts to diagnose, educate (and one day cure) pancreatic cancer at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What is the secret to holistic success?
How to get holistic success?
What are the five E's to holistic success?
This week's guest on the Crushing Debt Podcast is Jesse Johnson, Founder and CEO of Champion Empire. We talk to Jesse about his amazing story and why he does what he does. Jesse and his companies have helped his clients pay off over $5 million in personal debt, and increase their take-home income.
You can contact Jesse at:
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support Pancreatic Cancer research and detection by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
What in the heck does "Spaving" mean?
Should you buy the BOGO?
Should you buy something just because it is on sale?
Buy 3, get the fourth free - good deal or no?
This is a week of returns for the Crushing Debt Podcast. George is back after a one-week hiatus. And we welcome back a former sponsor - Magic Mind! I'm sipping my Magic Mind as I post today's show. I drink it with my morning coffee and it helps me to stay focused all day, without the jitters!
You can learn more about spaving by listening to this week's episode, and you can check out these articles:
Let us know if you get caught Spaving and, if you enjoy the podcast, please share it with your friends!
Please also visit our sponsors:
Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and to support Pancreatic Cancer education and research, please join our team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08
Do you enjoy paying taxes to the government?
Do you want to keep more of your profit or gain from the sale of assets?
Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets?
This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwide qualified intermediary for 1031 exchanges. Dave has built his business around a model of education, teaching continuing education courses for Realtor associations throughout the country, as well as educational investor webinars for title companies, attorneys, and real estate brokerages.
Dave advocates for the strategic use of defering tax gains using section 1031 of the Internal Revenue Code (the 1031 Exchange). Dave is an example of using the tax code to his advantage over the years to position his investment portfolio to buy and live on a sailboat for 10 years raising his children.
Dave didn't start with 1031 Exchanges, but learned the hard way when the government took 40% of the profits from one of his first sales in the form of taxes. Shawn talks to Dave about some of the benefits of using Section 1031 as an investment strategy.
You can contact Dave at Dave@The1031Investor.com or visit his website www.The1031Investor.com.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.
Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And we are always accepting donations to support Pancreatic Cancer education, detection and research by joining Shawn's PanCAN team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08